When you start getting your finances in order, it’s exciting. You see the basic concepts and rules of personal finance in action, and, after a while, they start to pay off. This makes it easy to become a personal finance devotee. But even the best financial advice can become counterproductive……..
We’ve featured a lot of tips from The Simple Dollar’s Trent Hamm—from buying in bulkand earning money online to managing a career hiatusand overcoming decision fatigue. Here, he shares his ten most important pieces of financial advice……..
With mystic peaks, coral reefs, jungles and over 4,000 hours of annual sunlight, Malaysia’s Sabah state is an ideal candidate for clean energy initiatives. But what makes its 50-megawatt solar project, launched in April 2018, special isn’t just its potential to provide electricity to this northern Borneo region. The project is the outcome of funds raised from the world’s first Islamic green bond, with a value of $60 million, unveiled by Malaysia’s Securities Commission in July 2017………..
The Internal Revenue Service (IRS) has announced the annual inflation adjustments for more than 60 tax provisions for the year 2019, including tax rate schedules, tax tables and cost-of-living adjustments. These are the numbers for the tax year 2019 beginning January 1, 2019. They are not the numbers and tables that you’ll use to prepare your 2018 tax returns in 2019 (you’ll find them here). These are the numbers that you’ll use to prepare your 2019 tax returns in 2020.If you aren’t expecting any significant changes in 2019, you can use the updated numbers to estimate your liability. If you plan to make more money or change your circumstances (i.e., get married, start a business, have a baby), consider adjusting your withholding or tweaking your estimated tax payments………….
On the surface, personal finance seems to be primarily about money: getting rich and optimizing your investments and so on. It’s definitely about all of that stuff, but in a larger, more important way, it has nothing to do with money at all. It’s more about using it to optimize your values and priorities. Learn to Manage Your Money So It Doesn’t Manage You. My dad used to say, “Money isn’t the problem; the lack of it is.” And it’s true: money doesn’t buy you happiness, but not having enough of it can be a pain. And the level of pain varies, depending on your situation…………….
Like many parents, Alisa Metcalf was focused on making sure her son Charlie was prepared for the college process. She started saving when her son was young and felt that she was on track. But as the years went on, despite doing all the right things, she didn’t feel completely prepared. “The application process can still be very daunting,” she says. “There is so much more to this process than how to pay for school.” Luckily for Metcalf, her employer, DaVita, an international provider of kidney care services, had already thought about how to help her through the college process with her son…….
Over the past 12 months, the banking industry has become increasingly excited about AI. Virtually every leading consultancy has published research on the impact AI will have on the sector and investment continues to pour into developing innovative solutions. But, alongside all the buzz comes the inevitable concern that the implementation of this technology will reduce the need for actual human workers. The notion here is simple – if a bank can automate a process then surely they don’t need a human to do it….
When it comes to investing in cryptocurrencies, there are some things that don’t get discussed nearly enough. These things can either help grow and scale your cryptocurrency portfolio, or they could lead you to financial ruin and frustration. Due to the huge amount of content that is posted about cryptocurrencies on a daily basis, it can be hard of the best of times to hone in on the most important developments and cut through the noise…….
Read more: https://e-moneybook.com/crypto-secrets/
When a longtime client announced she wanted to buy a million-dollar vacation home on Martha’s Vineyard within the next ten years for cash, financial advisor Lori Van Dusen didn’t flinch. The woman and her husband, then both fiftysomething surgeons, were already socking away enough to maintain their lifestyle in retirement. And Van Dusen, founder of LVW Advisors in Pittsford, New York, expects clients to share their goals, even those that might seem like a stretch…..
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