College Is No Longer The Path To Success: New Study Shows That College And High School Graduates Earn About The Same

An alarming—yet illuminating—new study conducted by Third Way, a Washington, D.C.-based think tank, concludes that college graduates only earn the equivalent salary of high graduates. Contrary to popular opinion, which contends that the path to success is rooted in attaining a college education, the frightening findings indicate that half of U.S. colleges in 2018 churned out a majority of graduates that earned under $28,000 a year.

In past generations, primarily the upper-class, wealthy elites attended universities. After World War II and the passing of the G.I. bill, soldiers returning from the battlefields were offered financial assistance to attend college—and they did so in large numbers. Slowly over time, in the ensuing decades, enrolling into college became almost commonplace for the average American. Today, there is great pressure put upon high school students to attend universities—even if they lack the aptitude or interest. Sometimes the pressure exerted on kids to attend top-tier institutions is intense. This was clearly exemplified by the recent college admittance scandal, in which the rich and famous parents allegedly bribed school officials to get their children into ivy league and top-tier universities.

Along with the general acceptance of college for everyone, the tuition has grown beyond belief. We are now making 17 and 18-year-old kids take on loans in the neighborhood of up to—and in excess of—$200,000. These same young adults are prohibited from voting, smoking and other things, which require you to be considered an adult and mature enough to render an important decision. How many adults do you know of that you’d feel comfortable loaning $200,000 to and feeling confident that they’ll use it wisely? Would you allow the recipient of the loan to stay up late on weeknights attending parties, drinking and smoking pot? Would you permit the person to invest the funds in a venture that was fun, interesting or about a social cause, but lacked any ability to earn a profit or become a sustainable business? Of course not! However, this is the very thing we are doing to our children.

Today In: Leadership

Once in college, there is a proliferation of courses and majors in subject matters that may be interesting, but don’t lend themselves to a real job—paying a reasonable living with the opportunity to advance. These kids graduate with a degree that is not marketable. On top of that, they are saddled with an enormous student debt that may be impossible to ever pay back.

Data from the federal government indicates that many students will leave their academic careers with employment opportunities and compensation that fall far short of what they were led to believe would happen. To compound the problem, when the new graduates realize the slim prospects of opportunities available, they’re encouraged to pursue even more expensive education by signing up for graduate school or a law degree. Then, on top of their already-big burden of loans, they’ll pile up even more potentially ruinous debt.

The study states what should be obvious to most rational people—it’s imperative that prospective students—and their parents—only consider institutions that serve them well by being able to make a living. College rankings are important. It’s great to live at a school with a beautiful campus. Parents love to brag about the name of the school that their children attend. We need to filter out the unessential trappings and look for rankings that focus on the factors that truly benefit students, such as how likely they are to pay back their loans and whether or not they can get a well-paying job with their major—not on things like prestige and exclusivity.

Working as a tradesperson or in a blue-collar type of job was once seen as acceptable and a means toward becoming middle class. Somewhere along the way, as a culture, we started to look down upon those who chose to be a carpenter, electrician, plumber or related function. This further placed pressure on parents to guide their children away from these roles and toward going to college, even if they weren’t emotionally or mentally ready—or even interested. The irony is that blue-collar workers earn a handsome living. Think of how hard it is to get a person to do some work on your home. Many times, a tradesperson starts out as a heating, air conditioning and HVAC apprentice and, 10 years later, he has a thriving business, managing a fleet of trucks and servicing a substantial clientele that pays handsomely for their services.

The study is a wake-up call to take a cold, hard look at what we are doing to our children. According to the data from the study, we are misleading them with false hopes and resigning them to low-paying jobs and a not-so-bright future.

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Source: College Is No Longer The Path To Success: New Study Shows That College And High School Graduates Earn About The Same

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Get Your Free Elon Musk Book with Amazon Audible 30-day Trial: Here are some successful people explaining why a college degree is useless and worthless in some occasions. Not everyone needs to go to college to be successful because there are more than just one path to success. Many entrepreneurs find that college is not very beneficial when it comes to teaching people how to build a business. The education system is built mostly to teach people how to be workers and not build businesses. With this said, everyone’s situation is different and people need to consider what is beneficial for them. Music Credit: The Bright Morning Star By Borrtex All credit goes to respective owners. Only for educational purposes.

Meet The World’s Top M.B.A. Graduates This Year

Some of this year's top MBAs in the Class of 2019.

Aruna Sriraman doesn’t look like your traditional MBA. She wears a distinctive bow-tie with streaks of teal cascading through her hair. And she didn’t start her career as a banker or marketer, either. Chances are, you’re familiar with her work though. Before joining the University of Toronto’s Rotman School of Management, Sriraman was gamer-turned-designer whose fingerprints are all over popular Zynga games like Farmville and Mafia Wars.

She describes her role then as “sneakily putting complex narratives into simple games.” However, it wasn’t Sriraman’s command of coding that made her one of Poets&Quants’ Best & Brightest MBAs of the year. Instead, it was her impact that rippled across the Class of 2019 – and beyond. For example, she led Rotman’s LGBT and Gaming clubs, platforms she used to launch a Diversity & Inclusion Case Competition in partnership with Bain & Company and the Bank of Montreal. However, her best moments came during coffee chats or quick responses to people struggling to find their identity, says Neel Joshi, who heads student and international experience at Rotman.

That doesn’t mean Sriraman shies away from the spotlight; she just knows when to pick her spots. “You are worth being a voice at the table,” she says. “I explained that I know the feeling of having to speak louder and perform better just to be recognized as an equal. I know that calling out toxic cultures and behaviors will likely come back to bite me. But I have realized that once I earn the respect of my peers, it is truly worth the negative consequences. I will never allow anyone to silence me again.”

You won’t find many “silent” students among this year’s 100 Best & Brightest MBAs. Like Sriraman, these second-years turn talk into action. They stood out among their peers, strong-willed self-starters who led by example, broke new ground, and ultimately brought out the best in those around them. This year, P&Q received 243 nominations from 67 MBA programs for inclusion in the Best & Brightest. The schools ranged from powerhouses like Stanford, Wharton, and INSEAD to upstarts like Babson College, McGill, and Wisconsin.

Candidate submissions were judged by P&Q editorial according to three criteria: extracurricular activities, academic and professional achievements, and the insightfulness of the responses. Overall, 56 candidates were women, with another 34 hailing from outside the United States. As undergrads, they majored in everything from Astrophysics to Political Science. Come summer, you’ll find them spearheading major projects at the likes of McKinsey, Google, JP Morgan Chase, and Boeing.

Their ranks include the Yale School of Management’s Nate Silver. Before starting his MBA, he worked in theater, even serving as the associate director for 2015 Tony-nominated play Disgraced – when he wasn’t managing the finances and operations for the Jackalope Theatre Company, that is. His classmate, Vito Errico, came to New Haven from the Pentagon, where he served as an assistant executive officer to the U.S. Army’s CFO and a special assistant to the Under Secretary of Defense for Intelligence. When Naila Kassam isn’t taking MBA courses at Ivey Business School, she is teaching medicine to physician trainees. If you’re looking for impact, Ohio State’s Neethi Johnson fits the bill…and then some. When she joined her family business seven years ago, it was generating $5 million dollars a year. After leading several acquisitions, the company recently topped out at $100 million dollars.

This year’s Best & Brightest MBAs didn’t shy away from shouldering real responsibility, either. Take the University of Notre Dame’s Charlotte Pekoske. In the U.S. Coast Guard, she was the Chief of Law Enforcement in the Key West sector, where her team rescued 8,100 migrants at sea. Compare that to Warwick Business School’s Sandhya Ramula. Starting out at Ernst & Young, she managed a team of 20 in Bangalore. In her first 18 months, she tripled her function’s business growth. Soon enough, she was leading three teams and 400 full-time employees!

Like those numbers? Here’s one you won’t forget: $100 million dollars. That’s how much MIT’s Janelle Heslop saved New York City’s Department of Environmental Protection on a long-term transformation project she led as a consultant. Working in crowdfunding, Louis Williams – a cage fighter outside IESE Business School – generated £10mn of capital for 20 start-ups. At the same time, Jennifer Bae will be re-joining Deloitte Consulting after graduating from UCLA’s Anderson School of Management. Why not? Before earning her MBA, she had developed a learning program that was rolled out worldwide in her practice.

That momentum didn’t stop when the Best & Brightest stepped onto campus. At the University of Florida, Chris Salinas, a partially-disabled veteran who helped to build Saudi Arabia’s equivalent to the Coast Guard, brought General Martin Dempsey, former Chairman of the Joint Chiefs of Staff, to the business school to speak about leadership. In contrast, Ashley Brown decided to leverage her classmates at Duke University. As President of the Black and Latino MBA Association, she partnered with the undergraduate Black in Business Club to provide mentoring and career guidance to their younger peers. MIT’s Eilon Shalev took this formula even further. Alongside four faculty members, he founded a campus-wide Blockchain Lab. Here, 60 students gained field experience on everything from software prototyping to AI algorithms by working on projects from top firms like the Boston Consulting Group and Fidelity Labs.

What made these Best & Brightest MBAs so successful? Many times, they had great role models. That was the case for New York University’s Lia Winograd. An entrepreneur with a thriving women’s apparel line, she learned from her paternal grandfather, who immigrated to Colombia to escape the Holocaust. Over the decades, he built a factory business that supported hundreds of Jewish families.

“I believe that most of the best entrepreneurs out there have to be immigrants like my grandfather,” Winograd explains. “When you have nothing and you step into a new country, your instinct for survival forces you to be creative and identify market gaps to find a place for yourself. His story inspires me every day, and I know even in the days when I’m financially challenged, I’ll push through and figure out a way to succeed.”

For Georgetown University’s Susi Eckelmann, her mom set the example. In elementary school, she returned to graduate school. The family quickly became “all hands on deck,” with everyone pulling extra weight as she commuted four hours to class. Her mother’s determination left an impression on Eckelmann as she pondered furthering her own education

“Education was a gift, and it took sacrifice,” she says. “Going back to graduate school may have felt disruptive and difficult, but I have an inspiring role model who made it seem possible.”

It may be disruptive, but it is also transformative. That’s how Marcus Morgan views the MBA experience. According to this Dartmouth grad, “If any of us leave here the same as when we arrived, we’ve all failed each other.” Based on the 180 degree turns made by many Best & Brightest, you won’t find many who feel they’ve failed.

For Wharton’s Medora Brown, the biggest change has been in how she approaches being a leader. “In the first couple months of school, most of my “leadership” involved herding large groups of classmates (i.e., I could shout louder than most people),” she admits. “However, over time, as I have taken on more leadership positions, I have begun to figure out what it means to organize, motivate, and lead by example (and not just by decibel level).”

On the surface, Geoffrey Calder’s epiphany may seem simplistic: Grit trumps brains. Over his time at the Stanford Graduate School of Business, he saw this truth crop up time-and-time again – and it profoundly shaped his outlook.

“It has become clear after attending seminars with dozens (maybe hundreds?) of investors, entrepreneurs, and business leaders that what separates the “winners” from the “losers” isn’t intelligence,” he explains. “Rather, it’s passion and perseverance. It isn’t as romantic, but you’d rather be hardworking than smart. Set aggressive goals, seek feedback, practice, and push through adversity!”

For ESADE’s Frederick Gifford, the biggest takeaway can be summed up in one word: Confidence. “I’ve always loved ambiguity, but I think I saw certain parts of the business sphere as out of bounds for me. The MBA filled many gaps I had where this might have been true, but also shined a light on areas where this probably wasn’t true. It’s been transformative because I feel ready to tackle anything.”

To read 100 in-depth profiles of the Best & Brightest MBAs of 2019, click here.

John A. Byrne is editor-in-chief of, the leading website covering business schools. He is also the former executive editor of Businessweek and former EIC of Fast Company.

I’m the editor-in-chief of Poets and Quants, the most read and most popular provider of information on business programs in the world.

Source: Meet The World’s Top M.B.A. Graduates This Year

7 Ways to Achieve High Levels of Classroom Productivity – Lee Watanabe-Crockett


When it comes to classroom productivity, the ideal classroom is a happy one. It means students are creating solutions and projects that have meaning and purpose. They gladly take initiatives and assume responsible ownership of class time. Above all, it means students are loving their learning.

Achieving high levels of classroom productivity means making sure students are interested and invested in tasks that develop higher-order thinking and problem-solving abilities. Not only are they involved in constructive pursuits and being given mindful assessments, they are learning independence and accountability and having a blast doing it. Now that’s learning with a purpose.

The joy a teacher gets from knowing students look forward to coming to class is indescribable. It’s one of those things you have to experience to understand. The good news is every teacher can have that feeling. These classroom productivity tips are applicable to many classroom environments. Hopefully, they help you in yours.

7 Pathways to Better Classroom Productivity

It’s easy to confuse productivity with speed of output. That’s not the essence of being productive. We can complete 100 trivial tasks in a day and say we were productive, but is that really true? What do we have to show at the end of the day? What have we done besides waste time on unimportant matters? Can we say “I really accomplished something today” and mean it?

Productivity isn’t about “getting stuff done.” It’s about getting stuff done with purpose.

You can always tell the level of interest students have. It can be used to help you measure productivity levels:

  • Are students focused and engaged?
  • Are they happy and attentive?
  • Are they asking deep, meaningful questions?
  • Are they excited about showing the results of their work?
  • Are they talking about their work with peers and parents?
  • Are they challenging themselves and each other to improve?

These are all traits of a productive classroom. Granted, there’s no specific formula for higher productivity. You can, however, use critical observation to decide what approach you could use

1. Build a Safe Space

Everyone deserves the chance to learn in a supportive environment. This applies to both intellectual and emotional classroom elements. Any classroom should make every student feel welcome. Maybe this means a time for peer-to-peer orientation. You can give students time to get to know each other and connect personally.

It could also mean creating a class mission statement of some kind. The focus of this would be things like:

  • We always support each other in and out of class
  • We always encourage each other and remain kind
  • We are a judgement-free classroom where all are welcome
  • We show we care by setting an example for the whole school

Begin learning adventures with the notion that learning is meant to be enjoyable. Part of this is creating a comfortable and supportive classroom. Anything that impacts a student positively in your classroom will help boost their productivity. Take some pointers from Brian Van Dyck, a middle school teacher in Santa Cruz.

2. Give Students a Say

Students are no different from anyone else. They like to know their opinions count for something. Letting students weigh in on how to use their class time can be valuable to fostering a productivity mindset. Don’t worry, this approach doesn’t mean they’ll waste time without supervision. You can do this while still keeping the structured direction central to any classroom. Open with questions geared toward productivity with breathing room:

Open with questions geared toward productivity with breathing room:

  • How do you feel your time would best be spent on today’s work/assignment?
  • What’s the one part of (insert project here) that you feel you need to focus on?
  • If you’re ahead, how can you help someone else with today’s work?
  • What do you think should be done first, and last?

Obviously, you as the teacher have the final say. That said, some heartfelt answers from students can help you choose how best to spend the class time.

3. Focus on Guiding Questions

As the work begins or continues, keep them thinking. Our modern students love to be challenged. Keep them guessing and thinking by asking about their projects. Show an interest in what they’re doing.

  • Why did they choose to approach the project this way?
  • What speaks to them about it?
  • If they’re stuck, how can they switch direction?
  • Do they feel there is any way they can make it even better?

4. Always Be Available

From time to time, students will struggle and this will happen on many different levels. When it does, they’ll need support and encouragement. They’ll get stuck, and that will give rise to technical questions, concerns, and doubts. They’ll feel pressure to keep up with their classmates. They’ll feel inadequacy, confusion, and frustration. They’ll feel like what they’ve done has been a waste. They’ll feel these things and a lot more.

Students are no different from anyone else. They like to know their opinions count for something.

Sometimes they’ll look for every reason to quit when they know they should go on. It will feel to them like the world is ending. It can happen with schoolwork and with personal matters. Eventually, it will likely all find its way into the classroom environment. Fortunately, that’s the heart of change.

With an open mind and the right words, you can turn that all around. Never be far away, because you’re still the best guide students have in their school experiences.

5. Encourage Collaboration

This is a hallmark of the modern student. They are natural-born collaborators and love working in groups. The secret to successful collaboration is when students are drawing on their individual strengths. They then find ways to harmonize those strengths in a group setting. A group work aspect to any classroom almost always means good things in terms of classroom productivity.

6. Offer Good Distractions

Every teacher knows that too many distractions in class can be harmful. Distractions, however, can be beneficial depending on the type. If they’re scheduled in the process, it’s even better. In this sense, they become more like rejuvenators and focus-sharpeners.

Here are some examples of beneficial distractions in class:

  • getting up to stretch, move around, and focus on nothing for a moment
  • eye/stretch/exercise breaks if working on computers
  • have students quickly check in with where they’re at on projects
  • story/joke breaks for some quick comic relief
  • schedule an assignment-related Q+A with a surprise class visitor

Here are some more great “distraction” ideas from Dr. Lori Desautels.

7. Let Students Self- and Peer-Assess

Self- and peer-assessment support comes from both students and teachers. Encouraging reflection and self-assessment adds a powerful dimension to learning. It reduces a teacher’s workload and lets students effectively demonstrate understanding. Students are honest in their assessment of their performance and that of their peers.

With this kind of assessment, students’ insights and observations are valued. It helps them understand the process of their own learning. It also reinforces the importance of collaboration.

Reflective practice is something both students and teachers should engage in. It lets you consider your actions and reflect on decisions. It solidifies learning concepts. It also helps you consider and plan future processes and actions.



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What Does One Word matter? Doctoral Women on Twitter — Jeanne de Montbaston



A few days ago Dr Fern Riddell, a historian (who, like me, works on sex and gender), was involved in a nasty twitter conversation with a man who poured scorn on her expertise and – gasp! – what he considered to be her arrogance in defending her qualifications. In response to her refusal to be […]

via What does one word matter? Doctoral women on twitter. — Jeanne de Montbaston

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5 Secrets To Refinance Your Student Loans – Zack Friedman


With interest rates rising, there’s no better time to refinance student loans.

Student loan refinancing enables to you combine your existing federal and private student loans into a new, single student loan with a lower interest rate. As a result, you can lower your monthly payment and save significantly on interest costs, which can help you pay off your student loans faster.

(You can see how much you can save through refinancing with this free student loan refinancing calculator).

Here are 5 secrets to get approved to refinance your student loans:

1. Have a strong credit score

Lenders want to refinance student loans for borrowers with a history of financial responsibility.

One way they measure financial responsibility is through your credit score (or its underlying components). To increase your credit score, make sure that you meet your financial obligations and have a history of on-time payments. Don’t skip any payments and minimize your total debt as well as your credit card utilization.

If you don’t have a strong credit score, the good news is you can apply with a qualified co-signer, which can increase your chances for approval.

Insider Tip: Aim for a credit score of 700 or higher. However, lenders will refinance student loans for borrowers with credit scores starting at about 680.

2. Have a strong income

In addition to a strong credit score, student loan lenders want to ensure that you have stable and recurring income to repay your student loans.

How do you know if you have enough income to get approved?

Review your monthly after-tax income. When you subtract your monthly student loan and other debt payments, does a sufficient amount of income remain for other essential living expenses?

Insider Tip: If you do not have sufficient income after making student loan payments, you can increase your chances for approval with a qualified co-signer who has a strong monthly income.

3. Have no or limited other debt

Student loan lenders will evaluate all your debt – not just your student loan debt.

If you have credit card debt, mortgage debt or auto debt, lenders will sum all your debt payments together to understand your total debt obligations each month. The lower your monthly debt payments relative to your income, the better.

Insider Tip: This free lump-sum extra payment calculator can show you how much money can save by paying off some of your debt with a one-time payment. Pay off some of your debt obligations before applying to refinance student loans.

4. Have a relatively small debt-to-income ratio

Student loan lenders are interested in the relationship between your monthly income and your monthly debt obligations, which is known as your debt-to-income ratio.

For example, if you have $10,000 of monthly income and $3,000 of monthly debt expenses, then your debt-to-income ratio is 30%.

Insider Tip: The lower your debt-to-income ratio, the better. You can improve your debt-to-income ratio by increasing income or decreasing debt (or both).


5. Be employed

It’s best to be employed with 1-2 years of work experience to maximize your chances of being approved for student loan refinance.

However, if you have a written job offer when you apply to refinance student loans (even if you are in graduate school or residency, for example), you can still get approved for student loan refinancing.

If you are unemployed or do not have stable, recurring income, it will be difficult to be approved for student loan refinancing.

Insider Tip: If you are unemployed or underemployed, your best option is to apply with a qualified co-signer with a strong credit profile.

Here’s a bonus tip: Apply to refinance your student loans with multiple lenders at once, not just one. First, it will only count as a single credit inquiry, and second, you will also maximize your changes for approval.

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