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Stellar Challenges Swift, XRP Hits Microsoft Outlook, and Bitcoin Bull Says Crypto Set to Rally

IBM’s Stellar-powered global remittance platform now has six banks on board. Today, the tech giant announced World Wire will power payments and foreign exchange services across 72 countries.“World Wire provides a more straight-through model for cross border payments using the Stellar protocol that makes money transfers point-to-point in lieu of the complexities of conventional correspondent banking. It reduces intermediaries and allows users to accelerate settlement time often in seconds by transmitting monetary value in the form of digital assets, commonly known as cryptocurrencies or ‘stablecoins.’ This simplified approach improves operational efficiency and liquidity management, streamlining payment reconciliation and reducing overall transaction costs for financial institutions.”

Source: Stellar Challenges Swift, XRP Hits Microsoft Outlook, and Bitcoin Bull Says Crypto Set to Rally

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IBM Signs 6 Banks to Issue Stablecoins and Use Stellar’s XLM Cryptocurrency

Announced Monday, six international banks have signed letters of intent to issue stablecoins, or tokens backed by fiat currency, on World Wire, an IBM payment network that uses the Stellar public blockchain. The network promises to let regulated institutions move value across borders — remittances or foreign exchange — more quickly and cheaply than the legacy correspondent banking system. So far three of the banks have been identified — Philippines-based RCBC, Brazil’s Banco Bradesco, and Bank Busan of South Korea — the rest, which are soon to be named, will offer digital versions of euros and Indonesian rupiah, “pending regulatory approvals and other reviews,” IBM said. The network went live Monday, although while the banks await their regulators’ blessings, the one stablecoin running on World Wire at the moment is a previously announced U.S. dollar-backed token created by Stronghold, a startup based in San Francisco.

Source: IBM Signs 6 Banks to Issue Stablecoins and Use Stellar’s XLM Cryptocurrency

IBM Launches Blockchain Platform on Cloud Service in Melbourne

IBM has released its blockchain main net out of its data center located in Melbourne, Australia. This will purportedly allow their customers to run their applications on the company’s cloud, according to an article published on news outlet ZDNet on Feb 11. The IBM platform was built on Hyperledger Fabric. Hyperledger is a project that aims to improve cross-industry blockchain technologies that is hosted by the Linux Foundation…………….

Source: IBM Launches Blockchain Platform on Cloud Service in Melbourne

3 Things IBM Sees In Red Hat That Others Missed – Panos Mourdoukoutas

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Red Hat was up for sale for quite some time, according to some sources. Several potential buyers passed on the opportunity, including Google. But not IBM. IBM paid big bucks for the open source software solutions company. At a price tag of $33 Billion. That makes Red Hat valued at one-third of IBM’s current market cap, and more than twice Big Blue’s cash chest. What did IBM see in Red Hat that others are missing? Simple. A strategic fit that could help the technology giant expand into emerging segments of the IT industry, and turn its fortunes around…….

Read more: https://www.forbes.com/sites/panosmourdoukoutas/2018/11/03/3-things-ibm-sees-in-red-hat-that-others-missed/#3d745c4924cf

 

 

 

 

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How Augmented Reality is Being Implemented in the Real World – Umeed Kothavala

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Augmented Reality (AR) is the imposing of digitally generated images into a viewer’s real-world surroundings. Unlike Virtual Reality, which creates a completely artificial environment, AR uses the existing environment and overlays it with new information. Augmented reality apps are usually written using special 3D programs which allow developers to superimpose animation in the computer program, to an AR “marker” in the real world. It is now popularly being used by advertisers to create 3D renders of products, such as cars, the inside of buildings, and machinery. This provides consumers with a 360-degree product view.

The term ‘Augmented Reality’ was coined by Boeing researcher Thomas Caudell in 1990, to explain how head-mounted displays of electricians worked during the assembling of complicated wiring. Since then, the technology has been used in CAD programs for aircraft assembly, architecture, digital advertising, simulation, translation, military, and various medical procedures.

Tech giant Google, unveiled Google Glass in 2013, propelling AR to a more wearable interface – glasses. It works by projecting on the user’s lens screen while responding to voice commands, overlaying images, videos, and sounds.

Real-World Examples

AR has proven to be very useful across several industries when tied with location-based technology. Investments in this market continue to grow as several applications, which leverage the power of AR, are now available across different sectors. Its use in marketing is particularly appealing, as more detailed content be put within a traditional 2D advert with very interactive, engaging results with a high possibility of generating viral campaigns. Other fields utilizing AR with commendable results include:

  • Education: Academic publishers are developing applications which embed text, images, videos, and real-world curriculum with classroom lessons.
  • Travel: AR has enabled travellers to access real-time information of historical places and tourist sites, by pointing their camera’s viewfinders to specific subjects.
  • Translation: Globalization has propelled the development of translation applications to interpret text to different languages such as French, Afrikaans, Spanish and many more.
  • Locators: With location applications, users can access information about places near their current location along with user reviews.
  • Gaming: It is being used to develop real-time 3D games, through Unity 3D engines.
  • Defense: Several governments are now implementing AR solutions for their military. The US military has begun to use Google Glass designed for the battlefield. The glasses display virtual icons which are superimposed on a real-world view increasing the soldiers awareness.
  • Automotive: Back in 2013, Volkswagen launched an application for the Audi luxury brand which enabled potential customers to experience AR based car drives through the use of graphics, audio, and videos to enhance real-world vehicle motions.
  • Healthcare: Some optical manufacturers are now using AR to design smart contact lenses which repel optical radiation that could cause poor sight and eye cancer.

Statistics and Projected Growth

The growth and demand of AR applications and platforms in commercial, aviation, defense, and other fields is expected to be worth at least 56.8 billion dollars by 2020 according to a new research report by Markets and Markets.

The presence of several tech giants such as Google, Qualcomm, and Microsoft in the industry will boost AR growth within several geographies. This begins with North America, followed by the European market, due to growth in the automotive and aerospace sectors. Followed by the Asia Pacific region as a result of the growing industrial and manufacturing sectors, especially in China and Japan.

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Industries expected to heavily embrace augmented reality technologies include healthcare, automotive, defense, education, and travel sectors. In fact, high calibre investors are planning to invest in AR startups. Magic Leap, a giant AR startup which designs 2D generated imagery, has received over 590 million dollars in investment funding since 2014.

Threats and Barriers to AR

Although AR seems to have huge market potential, there are specific threats which may restrict its mass adoption:

  • Lack of public or social awareness of mobile AR
  • Lack of profitability for enterprises
  • Huge monopolies within the AR market
  • Limitations in user experience
  • Poor marketing and advertising compared to VR
  • Budget limitations mostly among SME’s
  • Privacy, security issues, and other concerns
  • Poor mobile internet connectivity in emerging markets

With the population of smartphones rising, augmented reality is definitely here to stay. More and more consumers are carrying phones with AR application capabilities. For as long as augmented reality content remains engaging, and innovative while embracing superior user experience, consumers will gravitate towards AR friendly applications.

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