Tag: annual
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Your Finances Need a Monthly Reset
SFIO CRACHO/Shutterstock At the start of the new year, many of us make big, ambitious resolutions to finally get our finances in shape. We vow to slash spending, pay off debt, or double retirement contributions. However, the unwieldy timeline and scope of these New Year’s resolutions often set us up for failure. Come February, most…
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Theft Prevention Steps By Chains May Drive Clients To Smaller Retailers
Getty Images Rising theft is a serious problem for retailers across the U.S., with smaller and big businesses alike losing about $112 billion annually to shoplifters. But a recent survey by the Software Advice IT advisory firm says the heavy-handed defensive responses to “shrink” by larger outlets and chains may benefit smaller stores, as clients seek out buying…
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What Is Income Contingent Repayment?
Getty Income-Contingent Repayment, or ICR, is a repayment plan that bases the loan payments on a percentage of the borrower’s discretionary income, as opposed to the amount owed. ICR first became available in 1993, although it wasn’t used by borrowers until 1994. ICR is one of four income-driven repayment plans. The others are Income-Based Repayment…
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