How CopyHackBox Hacks And Rewrites Product Scripts In ANY Niche

Most copywriting apps out there are just fill-in-the blank templates and they take a lot of time and effort before you can get anything useful out of them Plus, many of them will set you up for legal issues due to plagiarism.

A.I. copywriting apps don’t write full product or sales copy.They just generate little snippets here and there that may be useful for a number of things, but you can’t use these tools to write VSLs or sales letters. And the copy they generate is just not good enough to turn into a client or use on your own projects without A LOT of editing.

With CopyHackBox you just Copy And Paste The Url Of Any Page Or Video To Swipe The Script Under The Video And Then Rewrite The Entire Script Using A.I And With A Single Click. With the click of your mouse, you’ll be able to hack any sales letter, script, email, or funnel so you can quickly rewrite it as your own within seconds.

No other A.I. tool in the world is able to create long-form sales copy that actually converts , but CopyHackBox has this tool built right into the app. Create Scripts, Emails, and Even Long Form Sales Letters, plus We’ll Show You 5 Powerful Ways To Profit (Even If You’re A Total Beginner).

Then to boost it’s reach and virality, use this app to generate tweets, Instagram captions, Facebook Ad copies. Looking to pair your “long form copy” with brilliant texts, This bonus app has got you covered! Long-form copies generated with Copyhackbox are great but when combined with flawless short texts, then maximum results are guaranteed – and that’s why we’ve added this as a bonus for you.

See more details here:

Source: https://copyhackbox.live

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This Week In Credit Card News: A Talking Credit Card; A Proposal To Drastically Cut Late Fees

There may be some relief on the way for consumers on credit card late fees..getty

Credit cards are not easy for visually impaired people to use because they can’t always see the terminal to know where to insert their card. But the main challenge for blind people is that they can’t confirm whether the price the retailer keys in is accurate. To alleviate that problem, French tech firm Thales has developed a credit card that talks.

This credit card doesn’t only contain a payment chip but another piece of electronics that enables you to connect it to the user’s cellphone. This connection enables the reception via Bluetooth of all the information that is displayed on the card payment terminal. The smartphone then vocalizes that transaction through a speaker or headphones in French, English or a number of other languages. [Marketplace]

What Fed Rate Increases Mean for Mortgages, Credit Cards and More

As the Federal Reserve has lifted its key interest rate several times over the past year, Americans have seen the effects on both sides of the household ledger: Savers benefit from higher yields, but borrowers pay more.

You May Like To Read: FEXBIT Investment Platform

Credit card rates are closely linked to the Fed’s actions, so consumers with revolving debt can expect to see those rates rise, usually within one or two billing cycles. The average credit card rate was 19.9% as of Jan. 25, according to Bankrate.com, up from around 16% in March last year, when the Fed began its series of rate increases. [The New York Times]

Credit Card Debt Rose Hand in Hand with Inflation Last Year

In the last quarter of 2022, the average credit card debt per borrower increased to $5,804, compared to around $5,100 for the same period in 2021 and 2020. Overall, collective credit card balances reached about $930 billion in the last quarter of 2022, an 18.5% jump and new record high, TransUnion says.

That tracks with previous third-quarter data from the Federal Reserve Bank of New York, which found credit card balances increased to $930 billion, a 15% year-over-year uptick. [Money]

85% of Consumers Feel More Secure in Life with a Healthy Credit Score

Of U.S. consumers, 85% say they feel more secure in the rest of their lives when their credit score is healthy, according to a national survey released by FICO last week. It also found that about one-third of Americans feel financially insecure, and 43% say the unstable economy is a barrier towards achieving financial goals. The survey results suggest that even during periods of economic uncertainty, good credit helps people feel more in control. [The Motley Fool]

Record $3.8 Billion Stolen in Crypto Hacks Last Year

A record $3.8 billion worth of cryptocurrency was stolen from various services last year, with much of those thefts driven by North Korean-linked hackers, according to a new report. The increase in crypto heists, from $3.3 billion in 2021, came as the overall market for cryptocurrencies suffered significant declines.

The value of Bitcoin, for example, fell by more than 60% last year. North Korea was a key driver for the surge in thefts, according to the report. Hackers linked to the country stole an estimated $1.7 billion worth of cryptocurrency through various hacks in 2022, up from $429 million in the prior year. [CNN]

It’s Live! Delta’s New Credit Card Benefit for 15% Off Award Flights

Delta and American Express officially launched TakeOff 15, a splashy benefit for both new and existing Delta SkyMiles American Express credit cardholders that gets you at least a 15% discount on SkyMiles award tickets booked through Delta.

TakeOff 15 is a new benefit for Delta SkyMiles American Express cardholders that provides at least a 15% mileage discount when redeeming SkyMiles for Delta-operated award flights. It’s available on both consumer and business versions of the Delta SkyMiles Gold, Platinum, and Reserve credit cards. [Thrifty Traveler]

Beyoncé Is Going on Tour, and a Citi Card Can Help You Get a Ticket

The demand for Beyoncé’s latest tour is sure to be astronomical for this global icon who hasn’t toured since 2018. If you’re hoping to catch one of Beyoncé’s U.S. concerts, your Citi card could help you score these coveted tickets. All Citi cards that have the Visa or Mastercard logo and Citi debit cards with the Mastercard logo are eligible.

Before registering for the Citi presale of your choice, you’ll first need to add your qualifying Citi card as a payment option in your Ticketmaster account. After adding the card to your Ticketmaster account, you’ll then have to complete the Verified Fan registration to access the presale. [NerdWallet]

American Express Launches Financial Management Tools for Small Businesses

American Express has launched a new service for small businesses that provides a way to manage their finances from a single point, a service which they call American Express Business Blueprint. Built on the Kabbage platform, which American Express acquired in 2020, Business Blueprint features cash flow insights and a way to buy digital financial products, such as a line of credit, from American Express. [Forbes]

Mastercard, Binance to Launch Their Second Prepaid Crypto Card in Latin America

Credit card giant Mastercard has teamed up with the world’s largest crypto exchange to launch another prepaid crypto card in Latin America. On Monday, Binance announced the launch of the Binance Card in Brazil. The new card is issued by Dock, a payment institution regulated by Banco Central do Brasil, Brazil’s central bank.

The new card will allow new and existing Binance users in the country with valid national IDs to make purchases and pay bills with crypto assets. The card is in a beta testing phase and will be widely available in the coming weeks. Brazil is the second country where Binance has launched the product, following Argentina in August. [Coin Telegraph]

Will Digital Wallets Kill Credit Cards?

Digital wallets, also called mobile wallets, are gaining popularity for their convenience and ease of use. Despite their growing popularity, digital wallets are still quite a way from cornering the payment market, in part because merchants are slow to adopt new payments processing technology.

While mobile wallets probably won’t be the default anytime soon, it’s not out of the realm of possibility to think we’ll do away with plastic credit cards in favor of digital versions sometime in the next few decades. [The Motley Fool]

The Capital One Venture X Business Card Will Launch Next Week

Last year, Capital One quietly launched a small-business rewards card available exclusively to clients with a Capital One Relationship Manager. The Capital One Spark Travel Elite card was noticeably similar to the issuer’s premium credit card, the Capital One Venture X Rewards Credit Card, with parallel earning rates, travel benefits, and annual fees. Now the cards are even more aligned.

The Capital One Spark Travel Elite card will rebrand next week as the new Capital One Venture X Business Card. The Venture X Business Card won’t be available to just anyone. As with its previous incarnation, you’ll need to apply for the card through your Capital One Relationship Manager. They’re like a liaison between business owners and the bank who help arrange accounts, loans, and other credit. [Business Insider]

For 18 years, I was the Chief Executive Officer of LowCards, a consumer resource website on credit cards.

Source: This Week In Credit Card News: A Talking Credit Card; A Proposal To Drastically Cut Late Fees

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Meet The Man Who Scams The Scammers , Jim Browning

We’re all targeted by scam calls and spam emails, but one virtual vigilante decided to turn the tables by hacking the hackers. Jim Browning is not his real name, rather a secret identity. Working in IT by day, by night he’s a virtual vigilante hunting cyber criminals.

In response to endless spam emails and robocalls telling us we’re experiencing difficulties with an online banking or shopping account, Browning decided fight back. He lets himself be scammed then turns the tables.

If they’ve hacked into his machine, he can hack into theirs; find out where they’re from, call them by their real name – even have pictures of them displayed as his desktop background to give them a shock when they try to take control of his computer.

Browning makes videos of his crime fighting exploits and has hundreds of thousands of followers on YouTube. They are bizarrely gripping. The scams are often ingenious, easy to see why anyone could fall victim. Then just as a scammer thinks they’ve gotten away with a con, the power shifts as Browning has them on the ropes.

Cybercrime has escalated through the pandemic now that people, tech savvy or not, have to rely on the internet for almost everything. In 2021, 45 million people were targeted by scam calls and texts. Which? reported a 33 per cent rise in incidents with consumers conned out of £2.3 billion during that (largely locked down) year.

So The Big Issue meets Browning on Zoom, to delve into the dark world of cybercrime to understand how we can protect ourselves.

The Big Issue: Just who are you?

Jim Browning: I do have a proper day job. It’s in IT as you can probably imagine. I know about computers and networks and so on. My night time job is going after scammers and I put YouTube videos online about my exploits.

What’s the what’s the origin story of this superhero?

So unfortunately, it’s not like a Batman type story. I find scams fascinating, full stop. I work from home a fair bit, particularly over the last couple of years like a lot of people. I was getting of scam phone calls. The advice is usually, ignore them and hang up. But I thought with my background in IT, surely I could do something about these calls. They do have a weakness, which is the fact that they will try to connect to my computer. And when they do I can find out who these people are.

Do you get excited when you come across a new scam?Oh yeah, for sure. A lot of this scams are very scripted. So anytime I come across something new it’s definitely fascinating. I like different sorts of scams. I’m looking at a couple at the moment. You know, those letters you get from people who say you’ve won a fortune. It’s rare to get an insight into those types of scams, because normally, someone does all of this offline.

How long does it take to break a scam? How many hours does each video represent?

A lot of my evenings are taken up with this. In some ways, I’m fortunate because a lot of the scams are aimed at people in the USA, and their daytime is when they’re targeted so that is our evening. I probably spend too much time. But it’s a hobby so for me it’s time well spent.

Some scammers I’ve been watching for at least six months before I would put a video out about them. Whenever I do find relevant details about who’s running scams, I pass information to police in the hope that they will do something. Sometimes that works, sometimes it doesn’t. All in all, it can take months and months of work to even get a video live.

Why is it difficult for police to take any action?

Most of the scams I uncover are from outside the UK. A lot of these call centres are based in India, there’s very little happens in that country. Anytime I do report it, it seems to be swept under the carpet. It can be quite frustrating.

The scams and the people behind them are clearly very intelligent, what sense do you have of perpetrators?

You get the odd one or two who will be open and honest with you. If you ask, look why are you doing this, it’s a scam, they will give you loads of different reasons. The main one is, India’s a poor country, high unemployment, low wages. If you get into a scam call centre, compared a legitimate business, you will be paid so much more. Now, you maybe get a fraction of what you scam but you earn an awful lot of money very quickly. And you can convince yourself that you’re stealing money from a very rich western country, I can see people doing that.

Everybody has their own story about why they got into it. But at the end of the day, it is really just greed. I can see what they do on their computers and there’s very few people who seem to be on the breadline.

What affect has the pandemic had on scams as more older and vulnerable people are using the internet with little experience?

Certainly older people are the prime target for most of these scam calls. I’ve seen scammers take lists and filter them for people over 60. That’s because they are the demographic most likely to fall for it. It is really just a numbers game for them. The vast majority of the day is people hanging up on them. But they will eventually get someone who’s vulnerable.

In the UK and US people are so used to receiving these calls, they know just to hang up immediately. Scammers are moving to other countries. I’m monitoring a group at the moment who are targeting the Czech Republic and Norway. And although they can’t speak Czech or Norwegian, they are still attempting the same scam in English in the hope that they can get people who are unaware.

The biggest scam call seems to be from people impersonating Amazon. Why can’t one of the richest companies do anything?

It used to be Microsoft a few years ago, now it is Amazon. They’re so prevalent. And I’m a little surprised Amazon aren’t trying the legal route to try and do something. I hear these phone calls all the time. Even if [a victim] doesn’t use Amazon what they’ll immediately say is, well someone has registered an Amazon account in your name using your details. Eventually they’ll want access to your computer.

You were recently victim of a scam yourself, does that show it really can happen to anyone?

Anyone can be scammed, the circumstances have to be right. Someone tried to take over my YouTube channel, basically to steal the revenue that you get. What this particular person did was impersonate Google, who own YouTube, and they were quite convincing. They’d found was a flaw in the chat services that Google offer and were able to make it look like a legitimate email. So initially, I did fall for this.

So the person was just trying to steal money, they weren’t someone out for revenge?

They didn’t even know who I was. I sent them a couple of links when I figured out it was a scam, said could you click on this and they did. I was able to find out where the scammer was based, in Turkey, but when he figured out that he wasn’t getting any money out of me, he disappeared.

Are you quite famous within this scammer community? In some videos you disguise your voice to sound like an old woman.

Yeah, I have to use that because scammers do recognize me. I can get access to scammers’ computers, see what they’re looking at on their screen, what they’re typing and some of them have been watching my videos. I have to change my voice. As the scammer is concerned, I’ll sound like an old woman. That helps me out quite a bit.

You’re taking part in a new BBC One show, Scam Interceptors.

I find it difficult to get the message through to the right people. I’ve been working with the BBC and there’s an organisation called the American Association of Retired People. For me, it’s never good enough to say do this, don’t do this. I think you actually have to see the scams running. And this programme shows it in intricate detail. You can see and hear the language that they use, the techniques they use, what people typically say and how the scammers respond. When you see it first-hand, it’s far more likely to sink in. The scams themselves will change over time but if something triggers in the back of your head, at least gives you a bit of doubt, it can only be a good thing.

If in doubt…?

That’s it. If you’re in any way doubtful, a real organisation will have no problem assuring you that they are who they say they are. They have to be able to tell you more than your name, address and phone number because that’ll be on the screen of every scammer. If they can’t give you a customer ID or a recent transaction I would always treat it with a lot of scepticism. If they want to keep you on the phone for any reason or if there’s a sense of urgency, it’s almost bound to be a scam. The best thing to do is hang up.

Could you have been hacking this computer as we were speaking?

I’m not as good as people could make out. Honestly, the only way that I can really get access to scammers is if they connect to my computer. Without that I’m just no good at all.

By: Steven MacKenzie

Source: Who is Jim Browning? Meet the man who scams the scammers – The Big Issue

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Another Top NFT Company Has Been Hit By a Phishing Attack

The official Discord channel of the NFT marketplace OpenSea was recently infiltrated by cybercriminals who used it to distribute a phishing link.

According to The Verge, a bot in the channel made a fake announcement that the NFT marketplace was partnering with YouTube and that users should click on a “YouTube Genesis Mint Pass” in order to get one of 100 free NFTs before they’re gone forever.

Just like cybercriminals often do in phishing emails, this message instilled a sense of urgency to get users to click on a link to a site that that blockchain security company PeckShield has now flagged as a phishing site.

At the same time, as the NFT space tends to move rather quickly, users knew from past experience that they only had a limited time to claim one of the free NFTs and likely didn’t want to miss out.

Stolen NFTs

Although the malicious messages have been removed from OpenSea’s Discord channel and the phishing site has also been taken down, one user said they lost NFTs in the incident and pointed to an address on the blockchain that belonged to the cybercriminals responsible.

Viewing the address on Etherscan.io or on competing NFT marketplace Rarible shows that 13 NFTs were actually transferred to it from five users around the time of the attack and based on their prices when last sold, all five NFTs appear to be worth just over $18k.

While OpenSea hasn’t yet explained how its Discord channel was hacked, one possible explanation is that the cybercriminals leveraged the webhook functionality  that organizations utilize to control bots which make posts on their channels.

In a statement to The Verge, OpenSea spokesperson Allie Mack provided further details on how the company responded to the incident, saying:

“Last night, an attacker was able to post malicious links in several of our Discord channels. We noticed the malicious links soon after they were posted and took immediate steps to remedy the situation, including removing the malicious bots and accounts.

We also alerted our community via our Twitter support channel to not click any links in our Discord. Our preliminary analysis indicates that the attack had limited impact. We are currently aware of fewer than 10 impacted wallets and stolen items amounting to less than 10 ETH.”

Whether you’re on Discord or Telegram, you should avoid clicking on suspicious links especially in messages that try to instill a sense of urgency to prevent falling victim to phishing attacks.

Anthony Spadafora

After getting his start at ITProPortal while living in South Korea, Anthony now writes about cybersecurity, web hosting, cloud services, VPNs and software for TechRadar Pro. In addition to writing the news, he also edits and uploads reviews and features and tests numerous VPNs from his home in Houston, Texas. Recently, Anthony has taken a closer look at standing desks, office chairs and all sorts of other work from home essentials. When not working, you can find him tinkering with PCs and game consoles, managing cables and upgrading his smart home. 

Source: Another top NFT company has been hit by a phishing attack | TechRadar

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iPhone 13 Pro Hacked, Tianfu Cup, China Hackers, iOS 15 jailbreak

Ever since the Chinese government invoked regulations to prevent security researchers from taking part in international hacking competitions such as Pwn2Own, the annual Tianfu Cup, held in Chengdu, has been the place for the best hackers in China to demonstrate their collective prowess.

This past weekend saw the latest competition take place and the newest iPhone, the iPhone 13 Pro running the latest and fully patched version of iOS 15.0.2 to be precise, was hacked in record time. Twice.

The Kunlun Lab team, whose CEO is a former CTO of Qihoo 360, was able to hack the iPhone 13 Pro live on stage using a remote code execution exploit of the mobile Safari web browser. And do so in just 15 seconds flat.

Of course, months of preparation were likely involved in getting to this point, but the result was devastating and devastatingly fast. However, full details of the vulnerability or vulnerabilities exploited have yet to be revealed.

Kunlun Lab wasn’t the only team to hack the iPhone 13 Pro, though. Team Pangu, which has a history of Apple device jailbreaking, cemented its reputation in this regard by claiming the top $300,000 cash reward for remotely jailbreaking a fully patched iPhone 13 Pro running iOS 15.

While, again, the full detail of how this was achieved has not been made public, reports suggest it involved a one-click link triggering a remote code exploit that bypassed Safari security mechanisms.

The good news is that hacking is not a crime, as I have repeated time and time again.

Indeed, these hacking teams will turn the details of their exploits over to Apple so that it can release patches for these vulnerabilities. I would expect to see these in either iOS 15.1 or a forthcoming iOS 15.0 security update.

The not so good news is that there have been reports in the past of Chinese state actors using some of these exploits for espionage or surveillance purposes before patches can be released.

It should also be said that Apple products weren’t the only target at the Tianfu Cup 2021 event. Security researchers also successfully launched exploits against Windows 10, Microsoft Exchange and Google Chrome, among others. I’ll bring you more news of those as detail emerges.

I have reached out to Apple for comment and will update this article in due course.

Follow me on Twitter or LinkedIn. Check out my website or some of my other work here.

Davey is a three-decade veteran technology journalist and has been a contributing editor at PC Pro magazine since the first issue in 1994. A co-founder of the Forbes Straight Talking Cyber video project, which has been named ‘Most Educational Content’ at the 2021 European Cybersecurity Blogger Awards, Davey also won the 2020 Security Serious ‘Cyber Writer of the Year’ title. A three-time winner of the BT Security Journalist of the Year award (2006, 2008, 2010) I was also fortunate enough to be named BT Technology Journalist of the Year in 1996 for a forward-looking feature in PC Pro called ‘Threats to the Internet.’ In 2011 I was honored with the Enigma Award for a lifetime contribution to IT security journalism. Contact me in confidence at davey@happygeek.com if you have a story to reveal or research to share.

Source: iPhone 13 Pro Hacked, Tianfu Cup, China Hackers, iOS 15 jailbreak..

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