Rakuten

Everything is more expensive right now, and you’ve done what you can to cut back your spending. You brew coffee at home, you don’t walk into Target and you refuse to order avocado toast. (Can you sense my millennial sarcasm there?)

But no matter how cognizant you are of your spending habits, you’re still stuck with those inescapable monthly bills. Although we can’t swipe these off the table for you, we do have a few money moves you should make right away…

1. Stop Overpaying at Amazon

Wouldn’t it be nice if you got an alert when you’re shopping online at Amazon or Target and are about to overpay? That’s exactly what this free service does.Just add it to your browser for free, and before you check out, it’ll check other websites, including Walmart, eBay and others to see if your item is available for cheaper. Plus, you can get coupon codes, set up price-drop alerts and even see the item’s price history.

Let’s say you’re shopping for a new TV, and you assume you’ve found the best price. Here’s when you’ll get a pop up letting you know if that exact TV is available elsewhere for cheaper. If there are any available coupon codes, they’ll also automatically be applied to your order.

In the last year, this has saved people $160 million. You can get started in just a few clicks to see if you’re overpaying online.

2. Get Up to 40% Cash Back When You Pay For Stuff

Chances are you do some of your shopping online. Whether it’s pet food from Walmart, a new outfit from Macy’s or even a flight home for summer vacation, you’re probably leaving money on the table. A free website called Rakuten has the hookup with just about every online store you shop, which means it can give you up to 40% cash back every time you buy something.

We spoke to one Penny Hoarder reader, Colleen Rice, who has earned more than $526.44 since she joined Rakuten. For doing nothing. Seriously. Rice says she uses Rakuten for things she already has to buy, like rental cars and flights. It takes less than 60 seconds to create a Rakuten account and start shopping. All you need is an email address, then you can immediately start earning cashback at your go-to stores through the site.

Your cash will be deposited directly into your bank account or via a check in the mail every few months. Talk about money for nothing.

3. Get Paid Up to $140/Month Just for Sharing Your Honest Opinion

If you’re turning blue in the face waiting for a raise at work, it might be time to quit holding your breath and start speaking your mind to someone who wants to listen. Brands want to hear your opinion to help inform their business decisions on everything from products and services to logos and ads — and they’re willing to pay you up to $140 a month for it.

A free site called Branded Surveys will pay you up to $5 per survey for sharing your thoughts with their brand partners. Taking three quick surveys a day could earn up to $140 each month. It takes just a minute to create a free account and start getting paid to speak your mind. Most surveys take five to 15 minutes, and you can check how long they’ll take ahead of time.

And you don’t need to build up tons of money to cash out, either — once you earn $5, you can cash out via PayPal, your bank account, a gift card or Amazon. You’ll get paid within 48 hours of your payout being processed, just for sharing your opinions. They’ve already paid users more than $20 million since 2012, and the most active users can earn a few hundred dollars a month. Plus, they’ve got an “excellent” rating on Trustpilot.It takes just a minute to set up your account and start getting paid to take surveys. Plus, right now, you’ll get a free 100-point welcome bonus just for becoming part of the community.

4. Buy an Apartment Building (Even if You’re Not Filthy Rich)

The uber wealthy 1% have access to exclusive, lucrative real estate investments that seem totally out of reach to the rest of us. But not anymore. A company called CalTier lets you invest in commercial real estate — specifically, multi-family apartment complexes across the country — for as little as $500.

Traditionally, you’d need a six-figure income or a million-dollar net worth to invest like this. Instead, CalTier lets you invest like the big wigs in the real estate world, even if you’re not rich. Investments in multi-family housing have outperformed the S&P 500 for the last 20 years* — and it’s expected to grow another 33% this year alone.

CalTier also gives you a 30 day money-back guarantee. And if you have any questions along the way, you can talk to a real human to get them answered. Ready to join the ranks of wealthy and institutional real-estate investors?

It’s easy to open a free account and get started here.

5. Cancel Your Car Insurance

Here’s the thing: your current car insurance company is probably overcharging you. But don’t waste your time hopping around to different insurance companies looking for a better deal. Use a website called EverQuote to see all your options at once. EverQuote is the largest online marketplace for insurance in the US, so you’ll get the top options from more than 175 different carriers handed right to you.

Take a couple of minutes to answer some questions about yourself and your driving record. With this information, EverQuote will be able to give you the top recommendations for car insurance.

Source: Worried About Inflation? Here Are 5 Money Moves to Make This Year – The Penny Hoarder

Related contents:

NOW Finance named Money’s 2022 Non-Bank Personal Lender of the Year Money Magazine

Personal finance reporter Lansat joins Morgan Stanley as content editor Talking Biz News

20:18 Wed, 06 Jul

BNP Paribas Personal Finance confirmed as exclusive sponsor for awards Out&About Live

13:09 Wed, 06 Jul

Personal Finance Tips: How to improve your finances The Financial Express

Amazon Prime Day 2022: All the best early deals from kiplinger editors Kiplinger.com

21:44Amazon Amazon Prime Day Amazon Prime

Twitter is laying off a third of its talent acquisition team CNN

21:13Twitter Elon Musk Business (US)

Jobs numbers point to more hiring woes for small businesses Inc Magazine

22:29World Economic News US Economy Business (US)

Post-Dobbs – Government agencies seek to provide guidance JD Supra

22:43Roe v. Wade Supreme Court Abortion

ANALYSIS-Strong U.S. jobs report does little to ease nerves on Wall Street Nasdaq

More Remote Working Apps:

https://quintexcapital.com/?ref=arminham     Quintex Capital

https://www.genesis-mining.com/a/2535466   Genesis Mining

http://www.bevtraders.com/?ref=arminham   BevTraders

https://www.litefinance.com/?uid=929237543 LiteTrading

https://jvz8.com/c/202927/369164 prime stocks

https://jvz3.com/c/202927/361015 content gorilla

https://jvz8.com/c/202927/366443 stock rush

https://jvz1.com/c/202927/373449 forrk

https://jvz3.com/c/202927/194909 keysearch

https://jvz4.com/c/202927/296191 gluten free

https://jvz1.com/c/202927/286851 diet fitness diabetes

https://jvz8.com/c/202927/213027 writing job

https://jvz6.com/c/202927/108695 postradamus

https://jvz1.com/c/202927/372094 stoodaio

https://jvz4.com/c/202927/358049 profile mate

https://jvz6.com/c/202927/279944 senuke

https://jvz8.com/c/202927/54245   asin

https://jvz8.com/c/202927/370227 appimize

https://jvz8.com/c/202927/376524 super backdrop

https://jvz6.com/c/202927/302715 audiencetoolkit

https://jvz1.com/c/202927/375487 4brandcommercial

https://jvz2.com/c/202927/375358 talkingfaces

https://jvz6.com/c/202927/375706 socifeed

https://jvz2.com/c/202927/184902 gaming jobs

https://jvz6.com/c/202927/88118   backlinkindexer

https://jvz1.com/c/202927/376361 powrsuite

https://jvz3.com/c/202927/370472 tubeserp

https://jvz4.com/c/202927/343405 PR Rage

https://jvz6.com/c/202927/371547 design beast

https://jvz3.com/c/202927/376879 commission smasher

https://jvz2.com/c/202927/376925 MT4Code System

https://jvz6.com/c/202927/375959 viral dash

https://jvz1.com/c/202927/376527 coursova

https://jvz4.com/c/202927/144349 fanpage

https://jvz1.com/c/202927/376877 forex expert

https://jvz6.com/c/202927/374258 appointomatic

https://jvz2.com/c/202927/377003 woocommerce

https://jvz6.com/c/202927/377005 domainname

https://jvz8.com/c/202927/376842 maxslides

https://jvz8.com/c/202927/376381 ada leadz

https://jvz2.com/c/202927/333637 eyeslick

https://jvz1.com/c/202927/376986 creaitecontentcreator

https://jvz4.com/c/202927/376095 vidcentric

https://jvz1.com/c/202927/374965 studioninja

https://jvz6.com/c/202927/374934 marketingblocks

https://jvz3.com/c/202927/372682 clipsreel

https://jvz2.com/c/202927/372916 VideoEnginePro

https://jvz1.com/c/202927/144577 BarclaysForexExpert

https://jvz8.com/c/202927/370806 Clientfinda

https://jvz3.com/c/202927/375550 Talkingfaces

https://jvz1.com/c/202927/370769 IMSyndicator

https://jvz6.com/c/202927/283867 SqribbleEbook

https://jvz8.com/c/202927/376524 superbackdrop

https://jvz8.com/c/202927/376849 VirtualReel

https://jvz2.com/c/202927/369837 MarketPresso

https://jvz1.com/c/202927/342854 voiceBuddy

https://jvz6.com/c/202927/377211 tubeTargeter

https://jvz6.com/c/202927/377557 InstantWebsiteBundle

https://jvz6.com/c/202927/368736 soronity

https://jvz2.com/c/202927/337292 DFY Suite 3.0 Agency+ information

https://jvz8.com/c/202927/291061 VideoRobot Enterprise

https://jvz8.com/c/202927/327447 Klippyo Kreators

https://jvz8.com/c/202927/324615 ChatterPal Commercial

https://jvz8.com/c/202927/299907 WP GDPR Fix Elite Unltd Sites

https://jvz8.com/c/202927/328172 EngagerMate

https://jvz3.com/c/202927/342585 VidSnatcher Commercial

https://jvz3.com/c/202927/292919 myMailIt

https://jvz3.com/c/202927/320972 Storymate Luxury Edition

https://jvz2.com/c/202927/320466 iTraffic X – Platinum Edition

https://jvz2.com/c/202927/330783 Content Gorilla One-time

https://jvz2.com/c/202927/301402 Push Button Traffic 3.0 – Brand New

https://jvz2.com/c/202927/32198 SociCake Commercial https://jvz2.com/c/202927/289944 The Internet Marketing

https://jvz2.com/c/202927/297271 Designa Suite License

https://jvz2.com/c/202927/310335 XFUNNELS FE Commercial

https://jvz2.com/c/202927/291955 ShopABot

https://jvz2.com/c/202927/312692 Inboxr

https://jvz2.com/c/202927/343635 MediaCloudPro 2.0 – Agency

https://jvz2.com/c/202927/353558 MyTrafficJacker 2.0 Pro+

https://jvz2.com/c/202927/365061 AIWA Commercial

https://jvz2.com/c/202927/357201 Toon Video Maker Premium

https://jvz2.com/c/202927/351754 Steven Alvey’s Signature Series

https://jvz2.com/c/202927/344541 Fade To Black

https://jvz2.com/c/202927/290487 Adsense Machine

https://jvz2.com/c/202927/315596 Diddly Pay’s DLCM DFY Club

https://jvz2.com/c/202927/355249 CourseReel Professional

https://jvz2.com/c/202927/309649 SociJam System

https://jvz2.com/c/202927/263380 360Apps Certification

https://jvz2.com/c/202927/359468 LocalAgencyBox

https://jvz2.com/c/202927/377557 Instant Website Bundle

https://jvz2.com/c/202927/377194 GMB Magic Content

https://jvz2.com/c/202927/376962 PlayerNeos VR

https://jvz8.com/c/202927/381812/ BrandElevate Bundle information

https://jvz4.com/c/202927/381807/ BrandElevate Ultimate

https://jvz2.com/c/202927/381556/ WowBackgraounds Plus

https://jvz4.com/c/202927/381689/ Your3DPal Ultimate

https://jvz2.com/c/202927/380877/ BigAudio Club Fast Pass

https://jvz3.com/c/202927/379998/ Podcast Masterclass

https://jvz3.com/c/202927/366537/ VideoGameSuite Exclusive

https://jvz8.com/c/202927/381148/ AffiliateMatic

https://jvzoo.com/c/202927/381179 YTSuite Advanced

https://jvz1.com/c/202927/381749/ Xinemax 2.0 Commercial

https://jvzoo.com/c/202927/382455 Living An Intentional Life

https://jvzoo.com/c/202927/381812 BrandElevate Bundle

https://jvzoo.com/c/202927/381935 Ezy MultiStores

https://jvz2.com/c/202927/381194/ DFY Suite 4.0 Agency

https://jvzoo.com/c/202927/381761 ReVideo

https://jvz4.com/c/202927/381976/ AppOwls Bundle

https://jvz8.com/c/202927/381950/ TrafficForU

https://jvz3.com/c/202927/381615/ WOW Backgrounds 2.0

https://jvz4.com/c/202927/ALL-in-One HD Stock Bundle

https://jvz6.com/c/202927/382326/   Viddeyo Bundle

https://jvz8.com/c/202927/381617/ The Forex Joustar

In 2008, at least 54,000 Chinese babies suffered after ingesting formula that had been contaminated. Demand for safe products has grown year over year, every year, since then. Companies like blockchain-centric Techrock have capitalized on this market by finding unique solutions to the authenticity problem. Techrock uses the blockchain to track every step of a product’s lifecycle and rewards consumers for verifying it through their mobile phones.

Chinese Consumers Increasingly Willing to Pay a Premium for Authentic Imported Food

In China, it is reportedly difficult to get authentic products. Some researchers have found that more than 90% of the food sold in China is faked in one way or another.

For non-food products, this isn’t such a big deal; but there are some markets where it’s life and death – such as baby formula and other food products, which can have deadly side effects. According to Techrock, which spoke to CCN about their recent partnership with Rakuten, the situation has created a market for authentic goods as large as $60 billion per year.

Techrock uses blockchain technology in two aspects of its business. On the one hand, it offers a loyalty program for customers who use the service to purchase authentic products. On the other, it creates a permanent record of a product’s authenticity.

From Supply Chain to Reward Points, Blockchain’s Role

Every product in Techrock’s store has a digital representation on the blockchain. The company has developed a reputation for delivering high-quality, authentic goods, and it’s applying the same process to its Rakuten “zone.”

Their target market is less about authentic shoes or electronics and more about health supplements and other things which people prefer not to risk. The loyalty program helps them retain customers, and using the blockchain for it, the points have no expiration date. A side effect of Techrock’s Tael loyalty program is that it introduces many people to blockchain for the first time.

Techrock recently entered a partnership with Japanese retail giant Rakuten to get authentic Japanese goods to customers. Rakuten has long had an interest in blockchain companies, but it only touches the technology in a tertiary way here.

Rakuten is looking to expand its reach in China, where it is far from the leading retailer. By contrast, Alibaba is the boss in China – but Alibaba’s eBay-style product suffers a lot of knock-off problems that the rest of the Chinese market does.

Growing Year-Over-Year

Built on Hyperledger, Techrock’s labeling technology ensures that products are real. The customer can verify this with an app on their phone, and once they do so, they earn their reward points at the same time. The rewards can be used to purchase more goods in the store, which encourages customers to keep using Techrock.

Techrock’s partnership with Rakuten means that Chinese customers don’t have to worry about fakes, and they have streamlined access to authentic, safe products. Techrock Co-Founder Alexander Busarov told CCN:

“We already sell in over 220 or 230 cities where our consumers are located. It’s all sent by the local dealer companies. We think our business will grow as the demand grows.”

China is reportedly the largest market for both food and firms that verify the safety of food. Consumers have been driven online as they continually lose trust in local vendors. Regulations and other issues make it such that local companies, like Techrock, will ultimately supply the demand.

Techrock’s partnership with Rakuten is notable because they’re the third to secure such a partnership – JD.com being one of the first – and they are built entirely on blockchain.

P. H. Madore has written for CCN since 2014 and is currently Head of Crypto. Please send breaking news tips or requests for investigation to [email protected] His website is http://phm.link

Tags:rakuten, Techrock

Source: Rakuten Taps Chinese Blockchain Firm for $60 Billion Authenticity Market

Tag: Rakuten

Worried About Inflation? Here Are 5 Money Moves to Make This Year

1. Stop Overpaying at Amazon

2. Get Up to 40% Cash Back When You Pay For Stuff

3. Get Paid Up to $140/Month Just for Sharing Your Honest Opinion

4. Buy an Apartment Building (Even if You’re Not Filthy Rich)

5. Cancel Your Car Insurance

Like this:

Rakuten Taps Chinese Blockchain Firm for $60 Billion Authenticity Market

Chinese Consumers Increasingly Willing to Pay a Premium for Authentic Imported Food

From Supply Chain to Reward Points, Blockchain’s Role

Growing Year-Over-Year

P. H. Madore has written for CCN since 2014 and is currently Head of Crypto. Please send breaking news tips or requests for investigation to [email protected] His website is http://phm.link

Like this:

1. Stop Overpaying at Amazon

2. Get Up to 40% Cash Back When You Pay For Stuff

3. Get Paid Up to $140/Month Just for Sharing Your Honest Opinion

4. Buy an Apartment Building (Even if You’re Not Filthy Rich)

5. Cancel Your Car Insurance

Share this:

Like this:

Chinese Consumers Increasingly Willing to Pay a Premium for Authentic Imported Food

From Supply Chain to Reward Points, Blockchain’s Role

Growing Year-Over-Year

P. H. Madore has written for CCN since 2014 and is currently Head of Crypto. Please send breaking news tips or requests for investigation to [email protected] His website is http://phm.link

Share this:

Like this: