Happy Retirees? Maybe Not Why Life Satisfaction Isn’t Necessarily ‘U-Shaped’ After All

Happiness, experts say, is U-shaped: generally speaking, we are happy/full of life satisfaction as young adults but, as we reach middle age, we become less satisfied, with a trough in one’s early 50s; from this trough we rebound to ever-increasing satisfaction levels as we age. It’s remarkable, really, considering the physical infirmities we face, plus […]

11 Disruptive Questions Millennials’ Singles’ Day Poses For Your Retirement And For Business

It’s the biggest shopping day on the planet. Alibaba alone chalked up $38 billion in sales for 2019. No, it’s not a religious, patriotic holiday, or even the one time biggest online shopping day of the year, Black Friday – it’s Singles’ Day in China and much of the world. But what’s good for Alibaba, […]

3 Awful Reasons to Take Social Security Benefits at 65

The age you land on for claiming Social Security could affect the monthly benefits you receive for life. Those benefits themselves are calculated by taking your average monthly earnings during your 35 highest-paid years in the workforce, adjusting them for inflation, and applying a special formula to that number. You’re then entitled to collect your […]

Six Things to Do When Your Aging Parents Have No Retirement Savings

It sounds like the makings of a sitcom, but your parents may end up rooming with you if they haven’t started saving for retirement.An analysis for the Harvard Health Letter using U.S. Census Bureau data concluded that some 3.4 million people aged 65 or older were living in a grown child’s home in 2016. Before […]

These Are Retirement Numbers All Couples Should Plan On, But Don’t

Shortly after wrapping up my lecture on the future of retirement, a petite older woman approached me. Confidently, she quickly positioned herself between me and other attendees that had follow-up questions. She came close and began speaking to me at a volume that may have been more appropriate several feet away, saying: “I don’t know who […]