China’s GDP Contraction A Window To Its Post-Coronavirus Future

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Media headlines out did each other in broadcasting China’s 6.8% contraction in GDP in the first quarter this year. It was indeed breaking news in that it was the first ever contraction since China started reporting quarterly GDP data in 1992. However, beyond the headlines, there is surprisingly little that is newsworthy.

It is not telling us anything we didn’t know already. A deep contraction was widely expected because of the massive quarantine and lockdown implemented to contain the COVID-19 outbreak, which practically shut down the economy. For example, Wuhan, the epicenter of the outbreak, ended its lockdown only on April 18 after 76 days.

Not surprisingly markets largely shrugged off the news. The S&P 500 rose 1.6% on April 17, after Nasdaq flipped into positive territory for the year the day before. Wall Street was not alone, Asian and European stocks also finished the week higher.

The slew of Beijing’s counter-cyclical policies to help the economy recover from COVID-19 has also been well and fully anticipated. Export rebate rates were raised on over 1,000 products to help exporters facing slumping demands. New infrastructure projects, many are planned and budgeted but now moved forward, have started in 25 provinces which will help prop up demand for industrial production and employment.

The People’s Bank of China, the central bank, has been adding liquidity to the financial system by cutting interest rates and reserve requirement ratio, as well as directing more lending to small and medium size businesses through loan guarantees. According to its data, bank loans grew by 11.5% year-on-year in March, the fastest growth rate since August 2018. This is an impressive feat.

China’s central bank is succeeding in raising bank credit growth in the midst of a massive economic contraction, something that is extremely difficult to do. None of these will bring about a V-shaped rebound, but they will pave the way for a recovery that will gather strength through the course of the second half of the year even if the global economy is still in recession.

The real news in China’s GDP contraction, which had come and gone hardly being noticed, is a policy document released without fanfare on March 30 outlining a set of wide-ranging structural reforms to be implemented in the aftermath of COVID-19. Ostensibly these structural reforms are needed, above and beyond the cyclical measures described, to revitalize an economy ravaged by COVID-19.

Upon closer scrutiny, however, it becomes clear that these are some of the deepest structural reforms that had been proposed and debated for the last two decades, and were strenuously resisted and successfully blocked or deferred by local governments. It appears that Beijing is taking advantage of COVID-19 and the unprecedented GDP contraction to ram through tough reforms that would otherwise be harder to do. What are these reforms?

These are deep and sweeping structural reforms regarding land use, the labor market, interest and exchange rates and the financial markets. They are what really matters if the Chinese economy is to become more market driven and efficient. On land use, current restrictions on how rural land can be sold and used for commercial purposes will be lifted, and the system of rural land acquisition and sales will be made market driven.

Behind these innocuous sounding policy-speak is the intention of slaying of one of communism’s sacred cows, the public ownership of land. Sweeping indeed. The removal of the household registration system, the hukou, is the centerpiece for reforming the labor market. This will be implemented nation-wide with the exceptions of a few mega-cities like Beijing and Shanghai.

For the tens of millions of migrant workers, they will be able to become fully-fledged urban residents in towns and cities where they are gainfully employed. They will be able to live with their families and have full access to urban health care, education and social welfare services.

Apart from lifting a highly discriminatory barrier that divides the Chinese population into two unequal tiers, at one stroke this reform will also increase urban consumption demand massively, especially in housing, while further enhancing the growth and dynamism of China’s burgeoning service sector.

The integration of benchmark lending and deposit rates with market rates will be the central plank of price reform in banking and finance, which will align them to become more market driven. The RMB exchange rate will be made more flexible. Civil servant salaries will be made comparable with the private sector.

The institutional infrastructure for listing, trading and delisting in the stock markets will be streamlined with stronger regulatory oversight, and the development of the bond market will be fast-tracked to offer an expanded range of products in size and varieties. And, finally, the opening up of the financial sector to full foreign participation will be accelerated.

Successfully implementing anyone of these structural reforms would be an achievement. Getting all of them done would be a game changer. This is clearly what Beijing intends to do by seizing the opportunity created by COVID-19 and the unprecedented GDP contraction. For those who welcome engagement with China, be prepared for a more dynamic and innovative Chinese economy.

For those who fear the rise of China, get ready to face a more determined China that marches to its own tune. Finally, the GDP contraction may well be the catalyst that Beijing needs to dispense with the GDP growth target altogether.

In the past decades, it has led provincial governments to boost production regardless of real demand in order to meet such targets, burdening China’s economic structure with wasteful over-capacity as a result. Allowing GDP growth to fluctuate with the rhythm of the business cycle would be an even greater achievement. That would be truly newsworthy.

I am a Visiting Scholar at the Lee Kuan Yew School of Public Policy, National University of Singapore.

Source: China’s GDP Contraction A Window To Its Post-Coronavirus Future

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Related contents:

China Hints at More Property Support as Economy Takes Priority BNN Bloomberg

China’s economy picking up but “arduous efforts” needed to sustain momentum – state planner FX Empire

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How To Tackle Identity Theft as a Remote Worker

There are more and more remote workers in the modern age. Companies are realizing how effective it can be to have their staff based at home and opening up the possibilities of employing people without having to worry too much about where they are based. Generally, most of the consequences that happen after your identity is stolen have some sort of financial gain for the criminal.

As a remote worker, it could be that someone is looking to steal your data to gain access to the company you work for. Organizations need to be especially careful. As an employee, this doesn’t fall solely on you, but it is important that you consider the best practices for keeping data safe.

How to Prevent Identity Theft

If you’ve found this article in advance of having to deal with the consequences of identity theft then there is still a lot you can do to hopefully ensure you never have to deal with it happening to you. If you are working for a large company or your data is particularly sensitive, it makes sense to outsource all of your online security. There are organizations that know exactly how to keep your ID safe and secure and can help both individuals and organizations, even large organizations might find that they are lacking in precautions.

The best thing to do for peace of mind is to work with the professionals and make sure that identity theft doesn’t become a big hassle for you in the future. Now, this might be a different story for business owners who work remotely. Many remote business owners get targeted for online identity theft. This can prove deadly for the business; many businesses fail right after they get their online security breaches.

It is essential for every company on the internet to implement security measures for it to succeed. This could be achieved either by outsourcing your identity security or, you can do it yourself. Even though it is advised to leave it to the professionals, you can still tackle this problem and be safe on the internet:The most important thing you should do is doing your research thoroughly regarding this issue.

It is essential because it not only involves buying software or implementing new technology. It also requires education and hours of reading and watching videos. Hence, it is more complicated than you think. You may find more information here.

There are some basic things you can do: Change passwords regularly and generate them rather than just use your cat’s name! People will find a way to get through basic and simple passwords so they should use a lot of different characters.  Never automatically trust a link that is sent to you. Check if the website is secure and don’t put any details in on a site that you have even one doubt about. Things like online banking are prime examples.

Always visit their sites through your browser rather than just clicking on a link in an email. This is prime for someone to take advantage of phishing. Have a high-quality anti-virus on your computer. If you are running a big company then you should definitely ensure you have access to this for all of your staff. Don’t mix work and personal life. A working computer should be for work and your personal devices should be for your own accounts on things. If you log into work emails on a laptop that is yours, and you don’t take the right precautions, you could be accountable if anything happens.

How to Tackle Identity Theft When it Happens

If the worst does happen and you find yourself a victim of identity theft, don’t panic. There are steps you can take to try and minimize the damage.  If you want to, you can contact the specialists. Again, there are specific companies who can deal with identity theft and help you to ensure that you deal with everything in the correct manner, rather than making mistakes along the way. You should look to get a fraud alert put on your credit report, this can limit the damage of any credit taken out fraudulently in your name.

Report to the FTC. This is one of the first steps you can take. There is a simple form that you can fill in on an FTC site, IdentityTheft.gov or you can call to speak to a member of staff. Try to gain as much evidence as you can when you are talking to them, ready to show exactly what is happening to your accounts. Go to your local police. Different police forces deal with the issues in different ways and the location where the offense happened might play a part, but authorities should be alerted straight away. Freeze credit cards and bank accounts. Stop anything negative from happening while you wait to establish what steps you are going to take.

Freezing lines of credit can allow you to ensure that you do not run up further debts without spending anything! Your credit card might be being used on the other side of the world. Change all of your passwords. One breach is enough to ensure that you should get new passwords for every account you have including social media. Alert your work if using a work laptop or if the ID theft is in any way linked. If you fear that these details could lead to issues for your workplace then there is no way you should keep it from them. If you need to, you can still contact specialists in identity theft who can walk you through all of the steps required to try to get your life back on track.

Conclusion

There is no denying that identity theft can have a huge negative impact on your life, and even on those close to you. If it isn’t properly dealt with then it could keep having an effect decades into the future. If you haven’t suffered from ID theft yet then you can take steps to ensure your security. If you are working with a company and are worried about their data then this is another reason to take security seriously.

Just a few simple precautions can make all the difference, and you need to know what techniques and tactics current fraudsters are using to try and steal your information.

By: David Lukić

Source: https://www.jobscan.co .

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  • “Over The Shoulder” techniques. Someone can watch your input data. It’s as simple as that. If you are in a co-working space, for instance, you might be targeted by someone looking to steal your data.

  • “Over The Shoulder” techniques. Someone can watch your input data. It’s as simple as that. If you are in a co-working space, for instance, you might be targeted by someone looking to steal your data.

You need to have your guard up. Identity theft is becoming more sophisticated and people will always look for new ways to get your personal information. For a criminal, it can be very lucrative.

What Happens When Your Identity is Stolen?

Identity theft can lead to your data being sold. People sell it on the dark web, and this means that people all over the world could be using your data to borrow money, make applications, and even commit other crimes. Generally, most of the consequences that happen after your identity is stolen have some sort of financial gain for the criminal.

As a remote worker, it could be that someone is looking to steal your data to gain access to the company you work for. Organizations need to be especially careful. As an employee, this doesn’t fall solely on you, but it is important that you consider the best practices for keeping data safe.

How to Prevent Identity Theft

If you’ve found this article in advance of having to deal with the consequences of identity theft then there is still a lot you can do to hopefully ensure you never have to deal with it happening to you. If you are working for a large company or your data is particularly sensitive, it makes sense to outsource all of your online security. There are organizations that know exactly how to keep your ID safe and secure and can help both individuals and organizations, even large organizations might find that they are lacking in precautions.

The best thing to do for peace of mind is to work with the professionals and make sure that identity theft doesn’t become a big hassle for you in the future. Now, this might be a different story for business owners who work remotely. Many remote business owners get targeted for online identity theft. This can prove deadly for the business; many businesses fail right after they get their online security breaches.

It is essential for every company on the internet to implement security measures for it to succeed. This could be achieved either by outsourcing your identity security or, you can do it yourself. Even though it is advised to leave it to the professionals, you can still tackle this problem and be safe on the internet:The most important thing you should do is doing your research thoroughly regarding this issue.

It is essential because it not only involves buying software or implementing new technology. It also requires education and hours of reading and watching videos. Hence, it is more complicated than you think. You may find more information here.

There are some basic things you can do: Change passwords regularly and generate them rather than just use your cat’s name! People will find a way to get through basic and simple passwords so they should use a lot of different characters.  Never automatically trust a link that is sent to you. Check if the website is secure and don’t put any details in on a site that you have even one doubt about. Things like online banking are prime examples.

Always visit their sites through your browser rather than just clicking on a link in an email. This is prime for someone to take advantage of phishing. Have a high-quality anti-virus on your computer. If you are running a big company then you should definitely ensure you have access to this for all of your staff. Don’t mix work and personal life. A working computer should be for work and your personal devices should be for your own accounts on things. If you log into work emails on a laptop that is yours, and you don’t take the right precautions, you could be accountable if anything happens.

How to Tackle Identity Theft When it Happens

If the worst does happen and you find yourself a victim of identity theft, don’t panic. There are steps you can take to try and minimize the damage.  If you want to, you can contact the specialists. Again, there are specific companies who can deal with identity theft and help you to ensure that you deal with everything in the correct manner, rather than making mistakes along the way. You should look to get a fraud alert put on your credit report, this can limit the damage of any credit taken out fraudulently in your name.

Report to the FTC. This is one of the first steps you can take. There is a simple form that you can fill in on an FTC site, IdentityTheft.gov or you can call to speak to a member of staff. Try to gain as much evidence as you can when you are talking to them, ready to show exactly what is happening to your accounts. Go to your local police. Different police forces deal with the issues in different ways and the location where the offense happened might play a part, but authorities should be alerted straight away. Freeze credit cards and bank accounts. Stop anything negative from happening while you wait to establish what steps you are going to take.

Freezing lines of credit can allow you to ensure that you do not run up further debts without spending anything! Your credit card might be being used on the other side of the world. Change all of your passwords. One breach is enough to ensure that you should get new passwords for every account you have including social media. Alert your work if using a work laptop or if the ID theft is in any way linked. If you fear that these details could lead to issues for your workplace then there is no way you should keep it from them. If you need to, you can still contact specialists in identity theft who can walk you through all of the steps required to try to get your life back on track.

Conclusion

There is no denying that identity theft can have a huge negative impact on your life, and even on those close to you. If it isn’t properly dealt with then it could keep having an effect decades into the future. If you haven’t suffered from ID theft yet then you can take steps to ensure your security. If you are working with a company and are worried about their data then this is another reason to take security seriously.

Just a few simple precautions can make all the difference, and you need to know what techniques and tactics current fraudsters are using to try and steal your information.

By: David Lukić

Source: https://www.jobscan.co .

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  • “Over The Shoulder” techniques. Someone can watch your input data. It’s as simple as that. If you are in a co-working space, for instance, you might be targeted by someone looking to steal your data.

How Does Identity Theft Happen?

It is easy to assume that you have done the right things and won’t be a victim. Just changing your password from time to time isn’t necessarily enough. There are lots of ways in which people can steal your ID details online.

  • “Over The Shoulder” techniques. Someone can watch your input data. It’s as simple as that. If you are in a co-working space, for instance, you might be targeted by someone looking to steal your data.

You need to have your guard up. Identity theft is becoming more sophisticated and people will always look for new ways to get your personal information. For a criminal, it can be very lucrative.

What Happens When Your Identity is Stolen?

Identity theft can lead to your data being sold. People sell it on the dark web, and this means that people all over the world could be using your data to borrow money, make applications, and even commit other crimes. Generally, most of the consequences that happen after your identity is stolen have some sort of financial gain for the criminal.

As a remote worker, it could be that someone is looking to steal your data to gain access to the company you work for. Organizations need to be especially careful. As an employee, this doesn’t fall solely on you, but it is important that you consider the best practices for keeping data safe.

How to Prevent Identity Theft

If you’ve found this article in advance of having to deal with the consequences of identity theft then there is still a lot you can do to hopefully ensure you never have to deal with it happening to you. If you are working for a large company or your data is particularly sensitive, it makes sense to outsource all of your online security. There are organizations that know exactly how to keep your ID safe and secure and can help both individuals and organizations, even large organizations might find that they are lacking in precautions.

The best thing to do for peace of mind is to work with the professionals and make sure that identity theft doesn’t become a big hassle for you in the future. Now, this might be a different story for business owners who work remotely. Many remote business owners get targeted for online identity theft. This can prove deadly for the business; many businesses fail right after they get their online security breaches.

It is essential for every company on the internet to implement security measures for it to succeed. This could be achieved either by outsourcing your identity security or, you can do it yourself. Even though it is advised to leave it to the professionals, you can still tackle this problem and be safe on the internet:The most important thing you should do is doing your research thoroughly regarding this issue.

It is essential because it not only involves buying software or implementing new technology. It also requires education and hours of reading and watching videos. Hence, it is more complicated than you think. You may find more information here.

There are some basic things you can do: Change passwords regularly and generate them rather than just use your cat’s name! People will find a way to get through basic and simple passwords so they should use a lot of different characters.  Never automatically trust a link that is sent to you. Check if the website is secure and don’t put any details in on a site that you have even one doubt about. Things like online banking are prime examples.

Always visit their sites through your browser rather than just clicking on a link in an email. This is prime for someone to take advantage of phishing. Have a high-quality anti-virus on your computer. If you are running a big company then you should definitely ensure you have access to this for all of your staff. Don’t mix work and personal life. A working computer should be for work and your personal devices should be for your own accounts on things. If you log into work emails on a laptop that is yours, and you don’t take the right precautions, you could be accountable if anything happens.

How to Tackle Identity Theft When it Happens

If the worst does happen and you find yourself a victim of identity theft, don’t panic. There are steps you can take to try and minimize the damage.  If you want to, you can contact the specialists. Again, there are specific companies who can deal with identity theft and help you to ensure that you deal with everything in the correct manner, rather than making mistakes along the way. You should look to get a fraud alert put on your credit report, this can limit the damage of any credit taken out fraudulently in your name.

Report to the FTC. This is one of the first steps you can take. There is a simple form that you can fill in on an FTC site, IdentityTheft.gov or you can call to speak to a member of staff. Try to gain as much evidence as you can when you are talking to them, ready to show exactly what is happening to your accounts. Go to your local police. Different police forces deal with the issues in different ways and the location where the offense happened might play a part, but authorities should be alerted straight away. Freeze credit cards and bank accounts. Stop anything negative from happening while you wait to establish what steps you are going to take.

Freezing lines of credit can allow you to ensure that you do not run up further debts without spending anything! Your credit card might be being used on the other side of the world. Change all of your passwords. One breach is enough to ensure that you should get new passwords for every account you have including social media. Alert your work if using a work laptop or if the ID theft is in any way linked. If you fear that these details could lead to issues for your workplace then there is no way you should keep it from them. If you need to, you can still contact specialists in identity theft who can walk you through all of the steps required to try to get your life back on track.

Conclusion

There is no denying that identity theft can have a huge negative impact on your life, and even on those close to you. If it isn’t properly dealt with then it could keep having an effect decades into the future. If you haven’t suffered from ID theft yet then you can take steps to ensure your security. If you are working with a company and are worried about their data then this is another reason to take security seriously.

Just a few simple precautions can make all the difference, and you need to know what techniques and tactics current fraudsters are using to try and steal your information.

By: David Lukić

Source: https://www.jobscan.co .

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  • “Over The Shoulder” techniques. Someone can watch your input data. It’s as simple as that. If you are in a co-working space, for instance, you might be targeted by someone looking to steal your data.

It’s easy to think that identity theft isn’t too much of a big deal or assume that nobody could impersonate you so there’s nothing to worry about. Actually, once they have your details people can take advantage in a lot of different ways. Identity theft crime statistics are scary. 16.7 million people in America suffered some form of identity theft in the year 2017. That figure is continuing to grow. Billions of dollars are stolen every year using identity theft methods.

If you find yourself the victim of identity theft it might be impossible to recover all of the assets you have lost or the damage to your reputation or the company you work for. This means that identity theft is a huge issue that can impact years of your life. Also, people can commit crimes and run up debts in your name. This can leave you facing a legal battle in the future, too. Make no mistake about it, identity theft is incredibly rife and can make an impact for a number of years in the future.

This is not something you will necessarily have out of the way in a matter of weeks. Even if you contact the authorities and explain that you have been the victim of identity theft, the onus might be on you to prove this. Cybercrime is on the rise. 3.2 million identity theft, cybercrime, and other forms of fraud were reported in 2019. As you can see from this article, almost half of the time when people stole someone’s identity, they applied for a credit card. This debt doesn’t automatically get written off. You will need to prove that you were a victim of fraud and take action if this happens to you. Until then the debts could be in your name.

How Does Identity Theft Happen?

It is easy to assume that you have done the right things and won’t be a victim. Just changing your password from time to time isn’t necessarily enough. There are lots of ways in which people can steal your ID details online.

  • “Over The Shoulder” techniques. Someone can watch your input data. It’s as simple as that. If you are in a co-working space, for instance, you might be targeted by someone looking to steal your data.

You need to have your guard up. Identity theft is becoming more sophisticated and people will always look for new ways to get your personal information. For a criminal, it can be very lucrative.

What Happens When Your Identity is Stolen?

Identity theft can lead to your data being sold. People sell it on the dark web, and this means that people all over the world could be using your data to borrow money, make applications, and even commit other crimes. Generally, most of the consequences that happen after your identity is stolen have some sort of financial gain for the criminal.

As a remote worker, it could be that someone is looking to steal your data to gain access to the company you work for. Organizations need to be especially careful. As an employee, this doesn’t fall solely on you, but it is important that you consider the best practices for keeping data safe.

How to Prevent Identity Theft

If you’ve found this article in advance of having to deal with the consequences of identity theft then there is still a lot you can do to hopefully ensure you never have to deal with it happening to you. If you are working for a large company or your data is particularly sensitive, it makes sense to outsource all of your online security. There are organizations that know exactly how to keep your ID safe and secure and can help both individuals and organizations, even large organizations might find that they are lacking in precautions.

The best thing to do for peace of mind is to work with the professionals and make sure that identity theft doesn’t become a big hassle for you in the future. Now, this might be a different story for business owners who work remotely. Many remote business owners get targeted for online identity theft. This can prove deadly for the business; many businesses fail right after they get their online security breaches.

It is essential for every company on the internet to implement security measures for it to succeed. This could be achieved either by outsourcing your identity security or, you can do it yourself. Even though it is advised to leave it to the professionals, you can still tackle this problem and be safe on the internet:The most important thing you should do is doing your research thoroughly regarding this issue.

It is essential because it not only involves buying software or implementing new technology. It also requires education and hours of reading and watching videos. Hence, it is more complicated than you think. You may find more information here.

There are some basic things you can do: Change passwords regularly and generate them rather than just use your cat’s name! People will find a way to get through basic and simple passwords so they should use a lot of different characters.  Never automatically trust a link that is sent to you. Check if the website is secure and don’t put any details in on a site that you have even one doubt about. Things like online banking are prime examples.

Always visit their sites through your browser rather than just clicking on a link in an email. This is prime for someone to take advantage of phishing. Have a high-quality anti-virus on your computer. If you are running a big company then you should definitely ensure you have access to this for all of your staff. Don’t mix work and personal life. A working computer should be for work and your personal devices should be for your own accounts on things. If you log into work emails on a laptop that is yours, and you don’t take the right precautions, you could be accountable if anything happens.

How to Tackle Identity Theft When it Happens

If the worst does happen and you find yourself a victim of identity theft, don’t panic. There are steps you can take to try and minimize the damage.  If you want to, you can contact the specialists. Again, there are specific companies who can deal with identity theft and help you to ensure that you deal with everything in the correct manner, rather than making mistakes along the way. You should look to get a fraud alert put on your credit report, this can limit the damage of any credit taken out fraudulently in your name.

Report to the FTC. This is one of the first steps you can take. There is a simple form that you can fill in on an FTC site, IdentityTheft.gov or you can call to speak to a member of staff. Try to gain as much evidence as you can when you are talking to them, ready to show exactly what is happening to your accounts. Go to your local police. Different police forces deal with the issues in different ways and the location where the offense happened might play a part, but authorities should be alerted straight away. Freeze credit cards and bank accounts. Stop anything negative from happening while you wait to establish what steps you are going to take.

Freezing lines of credit can allow you to ensure that you do not run up further debts without spending anything! Your credit card might be being used on the other side of the world. Change all of your passwords. One breach is enough to ensure that you should get new passwords for every account you have including social media. Alert your work if using a work laptop or if the ID theft is in any way linked. If you fear that these details could lead to issues for your workplace then there is no way you should keep it from them. If you need to, you can still contact specialists in identity theft who can walk you through all of the steps required to try to get your life back on track.

Conclusion

There is no denying that identity theft can have a huge negative impact on your life, and even on those close to you. If it isn’t properly dealt with then it could keep having an effect decades into the future. If you haven’t suffered from ID theft yet then you can take steps to ensure your security. If you are working with a company and are worried about their data then this is another reason to take security seriously.

Just a few simple precautions can make all the difference, and you need to know what techniques and tactics current fraudsters are using to try and steal your information.

By: David Lukić

Source: https://www.jobscan.co .

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  • “Over The Shoulder” techniques. Someone can watch your input data. It’s as simple as that. If you are in a co-working space, for instance, you might be targeted by someone looking to steal your data.

It’s easy to think that identity theft isn’t too much of a big deal or assume that nobody could impersonate you so there’s nothing to worry about. Actually, once they have your details people can take advantage in a lot of different ways. Identity theft crime statistics are scary. 16.7 million people in America suffered some form of identity theft in the year 2017. That figure is continuing to grow. Billions of dollars are stolen every year using identity theft methods.

If you find yourself the victim of identity theft it might be impossible to recover all of the assets you have lost or the damage to your reputation or the company you work for. This means that identity theft is a huge issue that can impact years of your life. Also, people can commit crimes and run up debts in your name. This can leave you facing a legal battle in the future, too. Make no mistake about it, identity theft is incredibly rife and can make an impact for a number of years in the future.

This is not something you will necessarily have out of the way in a matter of weeks. Even if you contact the authorities and explain that you have been the victim of identity theft, the onus might be on you to prove this. Cybercrime is on the rise. 3.2 million identity theft, cybercrime, and other forms of fraud were reported in 2019. As you can see from this article, almost half of the time when people stole someone’s identity, they applied for a credit card. This debt doesn’t automatically get written off. You will need to prove that you were a victim of fraud and take action if this happens to you. Until then the debts could be in your name.

How Does Identity Theft Happen?

It is easy to assume that you have done the right things and won’t be a victim. Just changing your password from time to time isn’t necessarily enough. There are lots of ways in which people can steal your ID details online.

  • “Over The Shoulder” techniques. Someone can watch your input data. It’s as simple as that. If you are in a co-working space, for instance, you might be targeted by someone looking to steal your data.

You need to have your guard up. Identity theft is becoming more sophisticated and people will always look for new ways to get your personal information. For a criminal, it can be very lucrative.

What Happens When Your Identity is Stolen?

Identity theft can lead to your data being sold. People sell it on the dark web, and this means that people all over the world could be using your data to borrow money, make applications, and even commit other crimes. Generally, most of the consequences that happen after your identity is stolen have some sort of financial gain for the criminal.

As a remote worker, it could be that someone is looking to steal your data to gain access to the company you work for. Organizations need to be especially careful. As an employee, this doesn’t fall solely on you, but it is important that you consider the best practices for keeping data safe.

How to Prevent Identity Theft

If you’ve found this article in advance of having to deal with the consequences of identity theft then there is still a lot you can do to hopefully ensure you never have to deal with it happening to you. If you are working for a large company or your data is particularly sensitive, it makes sense to outsource all of your online security. There are organizations that know exactly how to keep your ID safe and secure and can help both individuals and organizations, even large organizations might find that they are lacking in precautions.

The best thing to do for peace of mind is to work with the professionals and make sure that identity theft doesn’t become a big hassle for you in the future. Now, this might be a different story for business owners who work remotely. Many remote business owners get targeted for online identity theft. This can prove deadly for the business; many businesses fail right after they get their online security breaches.

It is essential for every company on the internet to implement security measures for it to succeed. This could be achieved either by outsourcing your identity security or, you can do it yourself. Even though it is advised to leave it to the professionals, you can still tackle this problem and be safe on the internet:The most important thing you should do is doing your research thoroughly regarding this issue.

It is essential because it not only involves buying software or implementing new technology. It also requires education and hours of reading and watching videos. Hence, it is more complicated than you think. You may find more information here.

There are some basic things you can do: Change passwords regularly and generate them rather than just use your cat’s name! People will find a way to get through basic and simple passwords so they should use a lot of different characters.  Never automatically trust a link that is sent to you. Check if the website is secure and don’t put any details in on a site that you have even one doubt about. Things like online banking are prime examples.

Always visit their sites through your browser rather than just clicking on a link in an email. This is prime for someone to take advantage of phishing. Have a high-quality anti-virus on your computer. If you are running a big company then you should definitely ensure you have access to this for all of your staff. Don’t mix work and personal life. A working computer should be for work and your personal devices should be for your own accounts on things. If you log into work emails on a laptop that is yours, and you don’t take the right precautions, you could be accountable if anything happens.

How to Tackle Identity Theft When it Happens

If the worst does happen and you find yourself a victim of identity theft, don’t panic. There are steps you can take to try and minimize the damage.  If you want to, you can contact the specialists. Again, there are specific companies who can deal with identity theft and help you to ensure that you deal with everything in the correct manner, rather than making mistakes along the way. You should look to get a fraud alert put on your credit report, this can limit the damage of any credit taken out fraudulently in your name.

Report to the FTC. This is one of the first steps you can take. There is a simple form that you can fill in on an FTC site, IdentityTheft.gov or you can call to speak to a member of staff. Try to gain as much evidence as you can when you are talking to them, ready to show exactly what is happening to your accounts. Go to your local police. Different police forces deal with the issues in different ways and the location where the offense happened might play a part, but authorities should be alerted straight away. Freeze credit cards and bank accounts. Stop anything negative from happening while you wait to establish what steps you are going to take.

Freezing lines of credit can allow you to ensure that you do not run up further debts without spending anything! Your credit card might be being used on the other side of the world. Change all of your passwords. One breach is enough to ensure that you should get new passwords for every account you have including social media. Alert your work if using a work laptop or if the ID theft is in any way linked. If you fear that these details could lead to issues for your workplace then there is no way you should keep it from them. If you need to, you can still contact specialists in identity theft who can walk you through all of the steps required to try to get your life back on track.

Conclusion

There is no denying that identity theft can have a huge negative impact on your life, and even on those close to you. If it isn’t properly dealt with then it could keep having an effect decades into the future. If you haven’t suffered from ID theft yet then you can take steps to ensure your security. If you are working with a company and are worried about their data then this is another reason to take security seriously.

Just a few simple precautions can make all the difference, and you need to know what techniques and tactics current fraudsters are using to try and steal your information.

By: David Lukić

Source: https://www.jobscan.co .

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  • “Over The Shoulder” techniques. Someone can watch your input data. It’s as simple as that. If you are in a co-working space, for instance, you might be targeted by someone looking to steal your data.

Identity theft used to require physical documents to commit this kind of fraud, but now, things have changed. Details can be stolen in a number of ways and networks and websites can be hacked to allow fraudsters to find PII.

How Serious is Identity Theft?

It’s easy to think that identity theft isn’t too much of a big deal or assume that nobody could impersonate you so there’s nothing to worry about. Actually, once they have your details people can take advantage in a lot of different ways. Identity theft crime statistics are scary. 16.7 million people in America suffered some form of identity theft in the year 2017. That figure is continuing to grow. Billions of dollars are stolen every year using identity theft methods.

If you find yourself the victim of identity theft it might be impossible to recover all of the assets you have lost or the damage to your reputation or the company you work for. This means that identity theft is a huge issue that can impact years of your life. Also, people can commit crimes and run up debts in your name. This can leave you facing a legal battle in the future, too. Make no mistake about it, identity theft is incredibly rife and can make an impact for a number of years in the future.

This is not something you will necessarily have out of the way in a matter of weeks. Even if you contact the authorities and explain that you have been the victim of identity theft, the onus might be on you to prove this. Cybercrime is on the rise. 3.2 million identity theft, cybercrime, and other forms of fraud were reported in 2019. As you can see from this article, almost half of the time when people stole someone’s identity, they applied for a credit card. This debt doesn’t automatically get written off. You will need to prove that you were a victim of fraud and take action if this happens to you. Until then the debts could be in your name.

How Does Identity Theft Happen?

It is easy to assume that you have done the right things and won’t be a victim. Just changing your password from time to time isn’t necessarily enough. There are lots of ways in which people can steal your ID details online.

  • “Over The Shoulder” techniques. Someone can watch your input data. It’s as simple as that. If you are in a co-working space, for instance, you might be targeted by someone looking to steal your data.

You need to have your guard up. Identity theft is becoming more sophisticated and people will always look for new ways to get your personal information. For a criminal, it can be very lucrative.

What Happens When Your Identity is Stolen?

Identity theft can lead to your data being sold. People sell it on the dark web, and this means that people all over the world could be using your data to borrow money, make applications, and even commit other crimes. Generally, most of the consequences that happen after your identity is stolen have some sort of financial gain for the criminal.

As a remote worker, it could be that someone is looking to steal your data to gain access to the company you work for. Organizations need to be especially careful. As an employee, this doesn’t fall solely on you, but it is important that you consider the best practices for keeping data safe.

How to Prevent Identity Theft

If you’ve found this article in advance of having to deal with the consequences of identity theft then there is still a lot you can do to hopefully ensure you never have to deal with it happening to you. If you are working for a large company or your data is particularly sensitive, it makes sense to outsource all of your online security. There are organizations that know exactly how to keep your ID safe and secure and can help both individuals and organizations, even large organizations might find that they are lacking in precautions.

The best thing to do for peace of mind is to work with the professionals and make sure that identity theft doesn’t become a big hassle for you in the future. Now, this might be a different story for business owners who work remotely. Many remote business owners get targeted for online identity theft. This can prove deadly for the business; many businesses fail right after they get their online security breaches.

It is essential for every company on the internet to implement security measures for it to succeed. This could be achieved either by outsourcing your identity security or, you can do it yourself. Even though it is advised to leave it to the professionals, you can still tackle this problem and be safe on the internet:The most important thing you should do is doing your research thoroughly regarding this issue.

It is essential because it not only involves buying software or implementing new technology. It also requires education and hours of reading and watching videos. Hence, it is more complicated than you think. You may find more information here.

There are some basic things you can do: Change passwords regularly and generate them rather than just use your cat’s name! People will find a way to get through basic and simple passwords so they should use a lot of different characters.  Never automatically trust a link that is sent to you. Check if the website is secure and don’t put any details in on a site that you have even one doubt about. Things like online banking are prime examples.

Always visit their sites through your browser rather than just clicking on a link in an email. This is prime for someone to take advantage of phishing. Have a high-quality anti-virus on your computer. If you are running a big company then you should definitely ensure you have access to this for all of your staff. Don’t mix work and personal life. A working computer should be for work and your personal devices should be for your own accounts on things. If you log into work emails on a laptop that is yours, and you don’t take the right precautions, you could be accountable if anything happens.

How to Tackle Identity Theft When it Happens

If the worst does happen and you find yourself a victim of identity theft, don’t panic. There are steps you can take to try and minimize the damage.  If you want to, you can contact the specialists. Again, there are specific companies who can deal with identity theft and help you to ensure that you deal with everything in the correct manner, rather than making mistakes along the way. You should look to get a fraud alert put on your credit report, this can limit the damage of any credit taken out fraudulently in your name.

Report to the FTC. This is one of the first steps you can take. There is a simple form that you can fill in on an FTC site, IdentityTheft.gov or you can call to speak to a member of staff. Try to gain as much evidence as you can when you are talking to them, ready to show exactly what is happening to your accounts. Go to your local police. Different police forces deal with the issues in different ways and the location where the offense happened might play a part, but authorities should be alerted straight away. Freeze credit cards and bank accounts. Stop anything negative from happening while you wait to establish what steps you are going to take.

Freezing lines of credit can allow you to ensure that you do not run up further debts without spending anything! Your credit card might be being used on the other side of the world. Change all of your passwords. One breach is enough to ensure that you should get new passwords for every account you have including social media. Alert your work if using a work laptop or if the ID theft is in any way linked. If you fear that these details could lead to issues for your workplace then there is no way you should keep it from them. If you need to, you can still contact specialists in identity theft who can walk you through all of the steps required to try to get your life back on track.

Conclusion

There is no denying that identity theft can have a huge negative impact on your life, and even on those close to you. If it isn’t properly dealt with then it could keep having an effect decades into the future. If you haven’t suffered from ID theft yet then you can take steps to ensure your security. If you are working with a company and are worried about their data then this is another reason to take security seriously.

Just a few simple precautions can make all the difference, and you need to know what techniques and tactics current fraudsters are using to try and steal your information.

By: David Lukić

Source: https://www.jobscan.co .

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  • “Over The Shoulder” techniques. Someone can watch your input data. It’s as simple as that. If you are in a co-working space, for instance, you might be targeted by someone looking to steal your data.

Identity theft is nothing new. People have been stealing identification via Social Security numbers and other details for a long time, usually by stealing wallets, but historically some people would go through mail to find details for identity theft. In the modern age of the internet, it is easier for people to find personally identifiable information. This is sometimes abbreviated to “PII”. This allows people to commit fraud and pretend to be you. They can sometimes steal money directly in this way, but they can also do things to impact upon your reputation or, in the case of employees they might be able to gain access to company servers or more.

Remote workers need to think about the impact of their identity being stolen, access to their online accounts, and more, but if you don’t take the right precautions you can even be responsible for issues regarding your work details.

Identity theft used to require physical documents to commit this kind of fraud, but now, things have changed. Details can be stolen in a number of ways and networks and websites can be hacked to allow fraudsters to find PII.

How Serious is Identity Theft?

It’s easy to think that identity theft isn’t too much of a big deal or assume that nobody could impersonate you so there’s nothing to worry about. Actually, once they have your details people can take advantage in a lot of different ways. Identity theft crime statistics are scary. 16.7 million people in America suffered some form of identity theft in the year 2017. That figure is continuing to grow. Billions of dollars are stolen every year using identity theft methods.

If you find yourself the victim of identity theft it might be impossible to recover all of the assets you have lost or the damage to your reputation or the company you work for. This means that identity theft is a huge issue that can impact years of your life. Also, people can commit crimes and run up debts in your name. This can leave you facing a legal battle in the future, too. Make no mistake about it, identity theft is incredibly rife and can make an impact for a number of years in the future.

This is not something you will necessarily have out of the way in a matter of weeks. Even if you contact the authorities and explain that you have been the victim of identity theft, the onus might be on you to prove this. Cybercrime is on the rise. 3.2 million identity theft, cybercrime, and other forms of fraud were reported in 2019. As you can see from this article, almost half of the time when people stole someone’s identity, they applied for a credit card. This debt doesn’t automatically get written off. You will need to prove that you were a victim of fraud and take action if this happens to you. Until then the debts could be in your name.

How Does Identity Theft Happen?

It is easy to assume that you have done the right things and won’t be a victim. Just changing your password from time to time isn’t necessarily enough. There are lots of ways in which people can steal your ID details online.

  • “Over The Shoulder” techniques. Someone can watch your input data. It’s as simple as that. If you are in a co-working space, for instance, you might be targeted by someone looking to steal your data.

You need to have your guard up. Identity theft is becoming more sophisticated and people will always look for new ways to get your personal information. For a criminal, it can be very lucrative.

What Happens When Your Identity is Stolen?

Identity theft can lead to your data being sold. People sell it on the dark web, and this means that people all over the world could be using your data to borrow money, make applications, and even commit other crimes. Generally, most of the consequences that happen after your identity is stolen have some sort of financial gain for the criminal.

As a remote worker, it could be that someone is looking to steal your data to gain access to the company you work for. Organizations need to be especially careful. As an employee, this doesn’t fall solely on you, but it is important that you consider the best practices for keeping data safe.

How to Prevent Identity Theft

If you’ve found this article in advance of having to deal with the consequences of identity theft then there is still a lot you can do to hopefully ensure you never have to deal with it happening to you. If you are working for a large company or your data is particularly sensitive, it makes sense to outsource all of your online security. There are organizations that know exactly how to keep your ID safe and secure and can help both individuals and organizations, even large organizations might find that they are lacking in precautions.

The best thing to do for peace of mind is to work with the professionals and make sure that identity theft doesn’t become a big hassle for you in the future. Now, this might be a different story for business owners who work remotely. Many remote business owners get targeted for online identity theft. This can prove deadly for the business; many businesses fail right after they get their online security breaches.

It is essential for every company on the internet to implement security measures for it to succeed. This could be achieved either by outsourcing your identity security or, you can do it yourself. Even though it is advised to leave it to the professionals, you can still tackle this problem and be safe on the internet:The most important thing you should do is doing your research thoroughly regarding this issue.

It is essential because it not only involves buying software or implementing new technology. It also requires education and hours of reading and watching videos. Hence, it is more complicated than you think. You may find more information here.

There are some basic things you can do: Change passwords regularly and generate them rather than just use your cat’s name! People will find a way to get through basic and simple passwords so they should use a lot of different characters.  Never automatically trust a link that is sent to you. Check if the website is secure and don’t put any details in on a site that you have even one doubt about. Things like online banking are prime examples.

Always visit their sites through your browser rather than just clicking on a link in an email. This is prime for someone to take advantage of phishing. Have a high-quality anti-virus on your computer. If you are running a big company then you should definitely ensure you have access to this for all of your staff. Don’t mix work and personal life. A working computer should be for work and your personal devices should be for your own accounts on things. If you log into work emails on a laptop that is yours, and you don’t take the right precautions, you could be accountable if anything happens.

How to Tackle Identity Theft When it Happens

If the worst does happen and you find yourself a victim of identity theft, don’t panic. There are steps you can take to try and minimize the damage.  If you want to, you can contact the specialists. Again, there are specific companies who can deal with identity theft and help you to ensure that you deal with everything in the correct manner, rather than making mistakes along the way. You should look to get a fraud alert put on your credit report, this can limit the damage of any credit taken out fraudulently in your name.

Report to the FTC. This is one of the first steps you can take. There is a simple form that you can fill in on an FTC site, IdentityTheft.gov or you can call to speak to a member of staff. Try to gain as much evidence as you can when you are talking to them, ready to show exactly what is happening to your accounts. Go to your local police. Different police forces deal with the issues in different ways and the location where the offense happened might play a part, but authorities should be alerted straight away. Freeze credit cards and bank accounts. Stop anything negative from happening while you wait to establish what steps you are going to take.

Freezing lines of credit can allow you to ensure that you do not run up further debts without spending anything! Your credit card might be being used on the other side of the world. Change all of your passwords. One breach is enough to ensure that you should get new passwords for every account you have including social media. Alert your work if using a work laptop or if the ID theft is in any way linked. If you fear that these details could lead to issues for your workplace then there is no way you should keep it from them. If you need to, you can still contact specialists in identity theft who can walk you through all of the steps required to try to get your life back on track.

Conclusion

There is no denying that identity theft can have a huge negative impact on your life, and even on those close to you. If it isn’t properly dealt with then it could keep having an effect decades into the future. If you haven’t suffered from ID theft yet then you can take steps to ensure your security. If you are working with a company and are worried about their data then this is another reason to take security seriously.

Just a few simple precautions can make all the difference, and you need to know what techniques and tactics current fraudsters are using to try and steal your information.

By: David Lukić

Source: https://www.jobscan.co .

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  • “Over The Shoulder” techniques. Someone can watch your input data. It’s as simple as that. If you are in a co-working space, for instance, you might be targeted by someone looking to steal your data.

One issue that a lot of people ignore, but one that is still utterly vital, is identity theft. A number of people simply don’t realize how much of a threat this can be to their life and the problems it can cause. As a remote worker, you might have to consider both your own personal information and that of the company you work for.

In this guide, we’re providing some of the information you need to ensure you are preventing and tackling ID theft. We also show you what steps you can take if you are unfortunate enough to fall foul of online fraudsters.

What is Online Identity Theft?

Identity theft is nothing new. People have been stealing identification via Social Security numbers and other details for a long time, usually by stealing wallets, but historically some people would go through mail to find details for identity theft. In the modern age of the internet, it is easier for people to find personally identifiable information. This is sometimes abbreviated to “PII”. This allows people to commit fraud and pretend to be you. They can sometimes steal money directly in this way, but they can also do things to impact upon your reputation or, in the case of employees they might be able to gain access to company servers or more.

Remote workers need to think about the impact of their identity being stolen, access to their online accounts, and more, but if you don’t take the right precautions you can even be responsible for issues regarding your work details.

Identity theft used to require physical documents to commit this kind of fraud, but now, things have changed. Details can be stolen in a number of ways and networks and websites can be hacked to allow fraudsters to find PII.

How Serious is Identity Theft?

It’s easy to think that identity theft isn’t too much of a big deal or assume that nobody could impersonate you so there’s nothing to worry about. Actually, once they have your details people can take advantage in a lot of different ways. Identity theft crime statistics are scary. 16.7 million people in America suffered some form of identity theft in the year 2017. That figure is continuing to grow. Billions of dollars are stolen every year using identity theft methods.

If you find yourself the victim of identity theft it might be impossible to recover all of the assets you have lost or the damage to your reputation or the company you work for. This means that identity theft is a huge issue that can impact years of your life. Also, people can commit crimes and run up debts in your name. This can leave you facing a legal battle in the future, too. Make no mistake about it, identity theft is incredibly rife and can make an impact for a number of years in the future.

This is not something you will necessarily have out of the way in a matter of weeks. Even if you contact the authorities and explain that you have been the victim of identity theft, the onus might be on you to prove this. Cybercrime is on the rise. 3.2 million identity theft, cybercrime, and other forms of fraud were reported in 2019. As you can see from this article, almost half of the time when people stole someone’s identity, they applied for a credit card. This debt doesn’t automatically get written off. You will need to prove that you were a victim of fraud and take action if this happens to you. Until then the debts could be in your name.

How Does Identity Theft Happen?

It is easy to assume that you have done the right things and won’t be a victim. Just changing your password from time to time isn’t necessarily enough. There are lots of ways in which people can steal your ID details online.

  • “Over The Shoulder” techniques. Someone can watch your input data. It’s as simple as that. If you are in a co-working space, for instance, you might be targeted by someone looking to steal your data.

You need to have your guard up. Identity theft is becoming more sophisticated and people will always look for new ways to get your personal information. For a criminal, it can be very lucrative.

What Happens When Your Identity is Stolen?

Identity theft can lead to your data being sold. People sell it on the dark web, and this means that people all over the world could be using your data to borrow money, make applications, and even commit other crimes. Generally, most of the consequences that happen after your identity is stolen have some sort of financial gain for the criminal.

As a remote worker, it could be that someone is looking to steal your data to gain access to the company you work for. Organizations need to be especially careful. As an employee, this doesn’t fall solely on you, but it is important that you consider the best practices for keeping data safe.

How to Prevent Identity Theft

If you’ve found this article in advance of having to deal with the consequences of identity theft then there is still a lot you can do to hopefully ensure you never have to deal with it happening to you. If you are working for a large company or your data is particularly sensitive, it makes sense to outsource all of your online security. There are organizations that know exactly how to keep your ID safe and secure and can help both individuals and organizations, even large organizations might find that they are lacking in precautions.

The best thing to do for peace of mind is to work with the professionals and make sure that identity theft doesn’t become a big hassle for you in the future. Now, this might be a different story for business owners who work remotely. Many remote business owners get targeted for online identity theft. This can prove deadly for the business; many businesses fail right after they get their online security breaches.

It is essential for every company on the internet to implement security measures for it to succeed. This could be achieved either by outsourcing your identity security or, you can do it yourself. Even though it is advised to leave it to the professionals, you can still tackle this problem and be safe on the internet:The most important thing you should do is doing your research thoroughly regarding this issue.

It is essential because it not only involves buying software or implementing new technology. It also requires education and hours of reading and watching videos. Hence, it is more complicated than you think. You may find more information here.

There are some basic things you can do: Change passwords regularly and generate them rather than just use your cat’s name! People will find a way to get through basic and simple passwords so they should use a lot of different characters.  Never automatically trust a link that is sent to you. Check if the website is secure and don’t put any details in on a site that you have even one doubt about. Things like online banking are prime examples.

Always visit their sites through your browser rather than just clicking on a link in an email. This is prime for someone to take advantage of phishing. Have a high-quality anti-virus on your computer. If you are running a big company then you should definitely ensure you have access to this for all of your staff. Don’t mix work and personal life. A working computer should be for work and your personal devices should be for your own accounts on things. If you log into work emails on a laptop that is yours, and you don’t take the right precautions, you could be accountable if anything happens.

How to Tackle Identity Theft When it Happens

If the worst does happen and you find yourself a victim of identity theft, don’t panic. There are steps you can take to try and minimize the damage.  If you want to, you can contact the specialists. Again, there are specific companies who can deal with identity theft and help you to ensure that you deal with everything in the correct manner, rather than making mistakes along the way. You should look to get a fraud alert put on your credit report, this can limit the damage of any credit taken out fraudulently in your name.

Report to the FTC. This is one of the first steps you can take. There is a simple form that you can fill in on an FTC site, IdentityTheft.gov or you can call to speak to a member of staff. Try to gain as much evidence as you can when you are talking to them, ready to show exactly what is happening to your accounts. Go to your local police. Different police forces deal with the issues in different ways and the location where the offense happened might play a part, but authorities should be alerted straight away. Freeze credit cards and bank accounts. Stop anything negative from happening while you wait to establish what steps you are going to take.

Freezing lines of credit can allow you to ensure that you do not run up further debts without spending anything! Your credit card might be being used on the other side of the world. Change all of your passwords. One breach is enough to ensure that you should get new passwords for every account you have including social media. Alert your work if using a work laptop or if the ID theft is in any way linked. If you fear that these details could lead to issues for your workplace then there is no way you should keep it from them. If you need to, you can still contact specialists in identity theft who can walk you through all of the steps required to try to get your life back on track.

Conclusion

There is no denying that identity theft can have a huge negative impact on your life, and even on those close to you. If it isn’t properly dealt with then it could keep having an effect decades into the future. If you haven’t suffered from ID theft yet then you can take steps to ensure your security. If you are working with a company and are worried about their data then this is another reason to take security seriously.

Just a few simple precautions can make all the difference, and you need to know what techniques and tactics current fraudsters are using to try and steal your information.

By: David Lukić

Source: https://www.jobscan.co .

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  • “Over The Shoulder” techniques. Someone can watch your input data. It’s as simple as that. If you are in a co-working space, for instance, you might be targeted by someone looking to steal your data.

Job Rejection Doesn’t Have to Sting

Hill Street Studios/Getty Images

When you apply for a job at your dream company, you’re hoping, maybe even praying, that you’ll be successful in the interview process and receive an offer. After all, it’s the company you’ve always wanted to work for. So when you don’t get an offer, it can feel devastating — but it doesn’t have to. Here’s why rejection happens and how you can learn from it to position yourself for success in future interviews.

Why rejection happens

The second you receive the rejection phone call or email, you immediately try to figure out why. But the answer may be elusive, especially if the person on the other end doesn’t give you much information to go on. There are a few possible reasons why you didn’t receive an offer:

There was a “better” candidate.

This may seem like the most obvious reason, but “better” doesn’t always mean better than you. Sometimes it just means different. Once a job is posted and candidates are interviewed, hiring managers sometimes realize they could use skills or experience they didn’t know they needed.

Or, your skills and capabilities may be right in line with what the hiring manager needs, but there are always intangibles that aren’t listed, like wanting a product manager who has worked on a novel product or wanting someone who is insatiably curious about the world around them. If another candidate demonstrates those intangibles during the interview process, they may be “better” because they can contribute and bring value in a different way.

You didn’t tie your skills and experience to the role.

You may have all the necessary capabilities and experience, but the hiring manager needs to understand how you’ll apply them to this particular role. Too many people focus on making sure they talk about their accomplishments but ignore the actual job description. Truly understanding the role and articulating how you would apply your skills and capabilities to it is key to helping the hiring manager visualize how you can bring value to the team and organization.

You have a mismatch with the culture.

This doesn’t mean you’re a bad person! Every company has a specific culture. For example, if your success has come from making unilateral decisions but this company makes all decisions through consensus, you may become frustrated quickly. The last thing a hiring manager wants to do is hire someone who doesn’t fit in with the team or company culture.

While you may believe you can adapt to fit the environment, the hiring manager will predict your success based on how you describe your work style and preferences during the interview process. There is nothing you can do if they don’t believe you’d fit in with the team or overall company culture.

The job scope changed.

Once a job is posted, changes at the company could change the scope of the job — for example, maybe someone departed the team or there was a reorganization of functions. While a company should update and repost the job accordingly, not all of them do.

The job was paused or cancelled.

In uncertain economic times, hiring for new roles can be placed on hold or even canceled as companies figure out their short- and long-term strategies. While the job may still be posted, a company may not be interviewing for it or may stop the process after you’ve already interviewed. Some companies have been rescinding offers after making them, essentially firing employees before they even start. It’s not personal or a reflection of your skills and capabilities — it’s the business resetting itself.

Learning from rejection

Rejection stings, and not knowing why you were rejected can cause you to engage in negative self-talk about your skills and capabilities. Here are some ways to learn from the rejection and move forward:

Understand that the perfect job isn’t always perfect.

It’s normal to romanticize a job and company based on what we read or hear about them. And part of an interviewer’s role is to sell you on the job and make it seem amazing and exciting from their first contact with you.

If you weren’t selected for whatever reason, use the rejection to reset that romanticized vision and remind yourself that no company or job is as perfect as described. To get a more realistic view of a prospective employer next time around, take time in advance to think through deeper questions than, “Tell me about the culture.”

For example, during your next interview, ask the hiring manager, “Can you give me an example of how you developed an employee?” or “Is there one common thread to being a stellar performer on your team?” This will help you assess whether a company will take your development seriously and how the company assesses and appreciates its employees.

Reflect on your values.

When we’re desperate to find a job — any job — we don’t focus on what’s important to us and whether the role will contribute to our overall fulfillment. Take a step back and reflect on the job you didn’t get and whether it truly aligned with your values. This exercise will help ensure that when you do land a job, it will be fulfilling.

Sharpen your interviewing skills.

Going through any interview process allows you to practice your interviewing skills and messaging for the next job interview. When I was trying to change careers from entertainment lawyer to human resources professional, I was asked why I wanted to make the change. I would say, “I want to help people.” One hiring manager said that’s not the role of HR; the role is to align people’s skills and capabilities to business goals. I knew that but had never said it in an interview.

So, in the next one, I changed my core messaging and landed the job. Think back to the questions you were asked and how your counterpart reacted to your answers. Which responses landed and which didn’t? Did the hiring manager rephrase what you said more succinctly? Do you have an opportunity to make your message crisper or change your messaging completely?

Incorporate feedback.

If you can obtain feedback from your interviewer, you’ll have some actionable information to apply to your next interviews. This is a neutral party’s perspective on how you were perceived in that short period of time they interacted with you. Even if you don’t agree with the feedback or it doesn’t resonate with who you are, consider the 2% rule: What if 2% of it was true? Use the feedback as fuel to advance your skills or change your interview approach.

Develop resilience.

The more you’re rejected, the more resilient you’ll become as you learn to recover from the disappointment. After finding out you didn’t get the job, figure out what kind of self-care you need to heal — for example, doing an activity you’re great at and enjoy, like bowling, drawing, or exercising. Knowing how you feel in that moment and what it takes to move forward will give you a formula you can apply when faced with any failure.

Hiring managers can sense negative energy during the interview process. Making rejection a part of your learning will help reframe it as taking one step closer to job that’s right for you. The quicker you learn what helps you move forward, the easier it will be to look at the next round of interviews as the next challenge to conquer.

By: Marlo Lyons

Marlo Lyons is a certified career coach and strategist, HR executive, and the author of Wanted – A New Career: The Definitive Playbook for Transitioning to a New Career or Finding Your Dream Job.

Source: Job Rejection Doesn’t Have to Sting

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Critics by Julia Hurtado

A job rejection can be hard, especially if you are trying to break into a competitive job market. It can make you feel deflated, angry, and cause you to lose your motivation and desire to keep interviewing for other career opportunities. We understand that and have experienced this disappointment throughout our careers as well.

However, it’s important not to let a job rejection keep you from applying for other opportunities. So, this week, we’ve put together some of our best advice on how you can not only deal with job rejection but also use it to improve yourself and future career prospects.

Let’s get started.

#1 Take some time out and get your emotions in place

After any rejection, you are likely to have many different emotions, and therefore we encourage you to take some time out to allow you to process your feelings.

Being rejected doesn’t mean that your attributes and professional qualifications aren’t remarkable. When it comes to hiring, employers weigh numerous considerations. Many factors may have led to your job rejection, including being under-qualified or over-qualified, your attitude towards the job and the company, your interview experience and many more.

Often some of these factors may be beyond your control. You have to understand that in today’s competitive job market, there are often hundreds of applicants for a role, so for an employer to pick just one person is a very challenging decision. As a result, even if you are not offered the job, it may not mean that the employer didn’t like you.

Whenever you receive a rejection, start by thanking the employer for their time and follow by asking if they can give you some feedback. If feedback is not an option, begin by evaluating how you thought you did in the interview. Did you cut off the interviewer? Did you not answer questions as well as you could do?

By identifying areas of weakness, you can then focus on learning how to improve yourself in these areas.

#2 Understand that you are not alone

Every day, countless others face job rejection. If you are dealing with job rejection, the best thing you can do is reach out to others who are currently, or have previously been in similar situations.

This way, you can share your experience and emotions and get mutual support that will be enormously beneficial. They can tell you how to deal with job rejection, and you can ask them what they did to overcome this phase.

There are also various books, podcasts and youtube videos on how to handle job rejection. Hearing how others were able to bounce back from a significant job rejection can help you feel less alone and more confident when you are ready to start reapplying again.

#3 Send a thank you email to the interviewer the day you get the job rejection mail

Sending a thank-you email after a job rejection sounds odd. However, it can help your career in the long run. You can use your thank you letter as an opportunity to build your network, receive feedback and ask to be considered for future opportunities.

After you have received the outcome of your interview, respond by thanking the employer for their time and giving you insight into the company. You can also highlight that although you are disappointed to have not been offered the role, you are excited to see how the company develops and would like to be considered for any future opportunities that may become available. Lastly, you can ask for feedback so that you can find out what you did well and areas you may need to improve.

By taking a few minutes out of your day to write this email, you will leave your interviewer with a positive impression of yourself and therefore increase your chances of receiving constructive feedback or even the possibility of being considered for another role in the future

#4 Think about what you could have done differently

After every interview, sit down for a few minutes and consider what you thought you could do better. This could be from how you answered their questions to your presentation skills and even your posture.

If you felt that you were a bit shaky with your presentation skills, work on presenting to others before your next interview to help reduce your nerves. The same idea applies to answering interview questions, write down some of the questions that you struggled with and do some research into how you may have been able to respond better to them. By doing this, you will create stronger responses that you can call upon in your next interview.

The point of thinking about what you could have done differently is not so you can beat yourself up over what you did wrong, but so that you can learn from it. Take each interview and each job rejection as an opportunity to grow stronger for the next interview.

#5 Focus on your strengths

Although you didn’t get the role, it doesn’t necessarily mean that you did not have any areas that you excelled in. So, take some time to reevaluate what you thought went well in the interview. If you were able to receive feedback, ask what areas they believed you did well in. It’s just as important to focus on your areas of strength as it is to focus on your areas of weakness.

By focusing on your strengths and highlighting them in future interviews, you’ll be able to show employers why you’re the best candidate. It can also help you improve your interviews and even help you land your dream role….To be continued..

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Why Soft Skills Are More In Demand Than Ever

Soft skills are more in demand than ever. getty

It used to be that hard skills were valued more than soft skills in the workplace. But that has changed significantly over the last several years. According to Rohan Rajiv, Director of Product Management at LinkedIn, “Foundational soft skills have become even more important given the rise of remote and autonomous work, and are growing in importance across industries, levels and work environments. In fact, these soft skills were featured in 78% of jobs posted globally over the last three months.”

But it’s not just about recruiting employees with the right transferable skills. Companies are also focusing on upskilling workers to address the social and emotional skills that are in high demand. As reported in a McKinsey survey, the proportion of companies addressing empathy and interpersonal skills doubled in 2020. Between 2019 and 2020, skills like leadership and management became a much bigger priority for most companies, jumping ten percentage points year over year, from 40% to 50%.

Soft skills generally refer to categories like leadership, communication and problem-solving. On the other hand, hard skills are the technical capabilities that can be quantified and measured. Typically, workers can acquire this knowledge through formal coursework, on-the-job training and real-world experiences. Based on recent LinkedIn data, “Hard skills can help you get a recruiter’s attention, but soft skills can help you land the job.”

In fact, 45% of all LinkedIn Premium jobs posted within the past three months mention the importance of communication skills. And more than 61% of professionals say soft skills in the workplace are just as important as hard skills. Clearly, soft skills are more in demand than ever. Let’s take a closer look at why and how you can leverage them to future-proof your career.

Soft skills provide career longevity

Technical capabilities can only take you so far in your career. To really soar, you need skills that are harder to measure but critical to success. In LinkedIn’s 2019 Global Talent Trends report, 89% of recruiters say that when a hire doesn’t work out, it usually comes down to a lack of soft skills. While most people are hired for their technical abilities, their soft skills give them “career durability,” says Alexandra Levit, author of Humanity Works:

Merging Technologies and People for the Workforce of the Future. Levit defines that term as the ability to acquire the skills, knowledge and mindset needed to be an engaged and productive team member. “For someone to be successful ten years down the road, they need to be resilient and be able to reinvent themselves in different learning environments,” she adds.

Soft skills are highly transferable

Technical skills constantly change, but soft skills remain with you throughout your career. That’s because they are relevant, transferable and keep an individual highly employable. In addition, soft skills are desirable because if you already have them, your employer doesn’t have to train you on them. As a result, you can more easily hit the ground running and make valuable contributions.

Rajiv adds, “While companies often offer training in required hard skills, soft skills provide the foundation on which to keep building other skills, which is why they’re so in demand now.” Because of their transferability, soft skills also make it easier to change careers, no matter what industry or company you want to pivot to.

 With companies shifting to hybrid or remote work models, soft skills have become just as important as technical knowledge. For example, effectively communicating and collaborating have become a top priority because those skills are vital to succeed in a virtual world. Also, with remote positions in high demand, the talent pool is increasingly crowded.

Many job applicants will have similar qualifications and technical skills. By highlighting your soft skills, you’ll have a competitive edge so you can land the job you really want. Since the pandemic, soft skills are no longer optional. Instead, they are essential to get hired and succeed in today’s workplace. By keeping them sharp, you’ll be able to stand out, remain competitive, and ultimately future-proof your career.

I’m a career and life coach who helps people go from soul-sucking job to career fulfillment. As the founder of Corporate Escape Artist, I made the leap

Source: Why Soft Skills Are More In Demand Than Ever

.

Critics by Helen Colman

When we think about training in the workplace, soft skills can often be overlooked because they’re not as tangible as ‘hard skills’ like coding or advanced Excel skills. But developing soft skill training for employees is just as important as technical skills.

One study by MIT Sloan found that a controlled, 12-month soft skills training trial in five different factories yielded a 250% ROI in just eight months. Their training in soft skills like problem solving and decision making increased productivity, made complex tasks more efficient, and improved employee attendance. 

Stanford Research Institute International determined that 75% of the long-term success in a given job role is based on a mastery of soft skills, and only 25% of that job success comes from technical skills. As you can see, the results from soft skills training are impressive. So let’s take a closer look at how it all works.

What Are Soft Skills? 

Soft skills tend to be more personality-focused, as opposed to being based on qualifications, technical skills, or vocational experience. That includes things like people skills, social skills, interpersonal skills, and transferable skills. 

In contrast, hard skills are technical skills that are often job specific. They come from certification programs, employee training, and work experience and can be taught, measured, and tested through exams and practical assignments or quizzes. 

Hard skills tend to relate to the core business of an organization, such as writing skills, computer networking skills, machine operation, business analysis, design, and construction. Soft skills deal more with interpersonal relationships and involve things like conflict resolution, communication, listening, and problem-solving.

As mentioned, soft skill development is often underestimated and not given due importance. Plus, while hard skills can be learned and mastered over time and with repetition, soft skills can be harder to develop and more difficult to accurately evaluate and measure. These are the reasons for a huge shortage of soft skills in 2020. LinkedIn carried out a study in 2018 covering 100 metropolitan cities in the United States and discovered a communication skills shortage in 1.4 million people. 

But does addressing this gap really make sense? Why do soft skills in the workplace matter?

How Soft Skills Training Can Benefit Any Business

Competencies like communication, conflict resolution, and problem solving underpin almost every facet of business operations. Across your organization, in every business unit and employee role, soft skills are crucial for gaining new clients, improving customer service metrics, and building a stronger team dynamic. 

There are many other organizational benefits to be gained from soft skills programs, and here are our top three:

1. Improve customer service

This could be considered the most obvious benefit of improving soft skills in the workplace. Your employees will be able to actively listen more effectively to establish your customers’ needs, identify problems, and help them resolve it. They are also likely to have more compassion and empathy after enhancement of soft skills, which can have a large positive impact on customer service. 

2. Increase sales

Improving soft skills can benefit your sales team during the sales negotiation process. Employees can use their competencies to engage with the client on a more personal level, without breaching the all-important professional boundaries, and your customers will definitely appreciate this. When employees take additional time to discuss the pain points that your clients experience and match them with the right solution, the sale will result by itself.

3. Improve employee retention

Your organization will retain more talent because you’ve invested in their professional growth, and this pays off. You will reduce the need to hire and train replacement staff, thus reducing organizational costs. 

Additionally, soft skills improve knowledge retention and equip employees to take ownership of their personal development. 

Top Soft Skills That Will Improve Your Employees’ Performance

That list showed you some significant benefits of soft skills training, but what competencies should you concentrate on with your employees to actually achieve all of those gains?

LinkedIn recently published a list of the most in-demand soft skills, and leadership, communication, collaboration, and time management came out as the ones employers were actively seeking. Now let’s take a closer look at the specific skills you should consider training your employees in.

If you identify an employee who has a development need for a specific soft skill like leadership, you can consider bringing in a mentor or coach and tailor a learning approach that’s specific and targeted. The coaching process in the workplace typically implies collaboration with the employee to identify, target, and plan for better performance.

This is how it works: A coach defines the employee’s goals, existing skill sets, strengths, and, of course, weaknesses. For example: the employee finds out that he/she is not good enough at communicating with the staff supervised, so a coach creates a development strategy and provides him/her with a clear pathway to improve their communication skills. When an employee is on their way to implement this strategy, a trainer supports them and provides them with actionable feedback.

Coaching/mentoring is especially effective in imparting soft skills, such as communication and leadership…..

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The 4 Digital Skills Everyone Will Need For The Future Of Work

Sound unlikely? I don’t think it’s as crazy as it seems, especially when we think of everything that has changed in the last ten years, like social media, artificial intelligence, and automation.

The work human beings do will continue to shift as some jobs become obsolete and new jobs emerge – and the experience and skill set we’ll need in the future look very different from the ones we need today.

Soft skills will grow in importance as the demand for the things machines can’t do continues to increase. However, the ability to understand and work confidently with technology will still be critical. With that in mind, here are four digital skills you need to cultivate to thrive in the new world of work:

Digital Literacy

Digital literally refers to the skills needed to learn, work, and navigate our everyday lives in our increasingly digital world. When we have digital literacy skills, we are able to interact easily and confidently with technology. This means skills like:

● Keeping on top of emerging new technologies

● Understanding what tech is available and how it can be used

● Using digital devices, software, and applications – at work, in educational settings, and in our everyday lives

● Communicating, collaborating, and sharing information with other people using digital tools

● Staying safe and secure in a digital environment

Data Literacy

We’re currently right in the middle of the fourth industrial revolution, a movement that is defined by many waves of new technology that combine digital and physical worlds. For instance, you’ve probably noticed the flood of “smart” everyday devices on the market today, from watches to thermostats that are connected to the internet.

All of that new technology is underpinned by data – and that’s why data literacy is one of the critical skills we’re going to need in the future.

Data literacy means a basic ability to understand the importance of data and how to turn it into insights and value. In a business context, you’ll need to be able to access appropriate data, work with data, find meaning in the numbers, communicate insights to others, and question the data when necessary.

Technical Skills

“Technical skills” is a broad category these days – it’s not just IT and engineering skills that will be needed in the workplace of the future. As the nature of work changes and workflows become more automated, a wide variety of technical skills are still enormously valuable.

In essence, technical skills are the practical or physical skills needed to do a job successfully. Demand for these skills goes far beyond coding, AI, data science, and IT – although admittedly, those skills are indeed in very high demand. If you’re a plumber, you have technical skills. Same for project managers, carpenters, nurses, and truck drivers.

We will need more specific technical skills in every industry as new technologies come on the scene, so you should be prepared to continually learn and focus on professional development through a combination of training, education, and on-the-job training.

Digital Threat Awareness

Cybercriminals are getting smarter and more nefarious as the world becomes more digital. This means new threats that could have enormous impacts on our personal and professional lives.

Digital threat awareness means being aware of the dangers of being online or using digital devices and having the tools you need to keep yourself and your organization safe.

With so many of our activities happening online (from making doctor’s appointments to ordering Friday night takeaway) happening online, our digital footprints are larger than ever.

Digital threat awareness means understanding the biggest threats in our everyday lives, including:

● Digital addiction

● Online privacy and protecting your data

● Password protection

● Cyberbullying

● Digital impersonation

● Phishing

● Data breaches

● Malware, ransomware, and IoT attacks

In general, lowering the risks of these digital threats means we all need to develop a healthier relationship with technology and teach others how to get the most out of tech and have it enrich our lives without being dominated by it.

To stay on top of future trends and future skills, make sure to subscribe to my newsletter and have a look at my new book, Future Skills: The 20 Skills & Competencies Everyone Needs To Succeed In A Digital World. Written for anyone who wants to surf the wave of digital transformation – rather than be drowned by it – the book explores why these vital future skills matter and how to develop them.

Bernard Marr is an internationally best-selling author, popular keynote speaker, futurist, and a strategic business & technology advisor to governments and companies.

Source: The 4 Digital Skills Everyone Will Need For The Future Of Work

Critics by Deloitte

EMERGING technology is reshaping the world of work. Automation is revolutionizing business models, tools, tasks and delivery modes. Workers can already see the transformation happening, as artificial intelligence (AI), robotics and other digital innovations are being used increasingly in the workplace.1 The likely effects of automation are mixed. On the one hand, some jobs are at risk of being fully or partially automated and/ or replaced by robots and AI.

On the other hand, these changes could increase efficiency and access to services. Employers and workers require the necessary digital and soft skills to take advantage of the new opportunities they are expected to face.  However, almost half the population of the EU is considered as lacking basic digital skills3 and one-third of the European citizens reportedly have no or almost no digital skills at all.4 

Approximately 40 per cent of employers are struggling to fill their job vacancies due largely to a lack of necessary skills, while 30 per cent of graduates are working in a job where the competences they acquired at university are not required.5 This skills gap could threaten the stability of the labour market as well as the ability of EU industry to innovate. The challenges of upskilling and reskilling could be imminent for many individuals, businesses and governments.

The dignity, well-being and self-fulfilment of individuals as well as the prosperity of society could depend on it. Within this context, impactful public policies for workers’ inclusiveness are important. In this vein, the involvement of a wide range of stakeholders, including workers, companies, public authorities, education institutions, training providers and social partners6 can be crucial.

The ‘future of skills’ receives considerable attention from governments around the world and stands high on the political agenda of many international organizations. As an example, the EU has adopted an overarching strategy – the New Skills Agenda7 – to tackle a wide range of skills-related challenges. Many of the tools contained in this initiative aim at empowering individuals to develop new skills or to exploit the skills they already have.

Nevertheless, even with the most innovative policies in place and the mobilization of huge public resources,8 the success of any skills strategy depends heavily on the motivation of individuals and their decisions to take a step forward.  Hence, it is of great importance for policymakers and other stakeholders to understand the impact of technological change from the perspective of workers in order to develop effective policy tools to create a future that works for all.

A number of academic studies already shed light on the potential changes in the labour force of the future. This article which presents the opinions of more than 15,000 workers across ten European countries, was designed to contribute to the overall debate by giving voice to the workers themselves and potentially bring them closer to policymakers. This paper provides insights on how the workers surveyed view the impact of new technologies on their work, how they perceive their own preparedness for automation and technological change, and which policy measures they expect from governments and others.

Building on the analysis of workers’ attitudes, the paper concludes with a number of suggestions for further consideration at policy level to address the skills gap and its challenges. Both the EU and national governments aim to close the skills gap and increase digital skills significantly through a wide range of initiatives, one of the most important being vocational education and training. But how do European workers see the need for action in order to equip themselves with all the skills necessary for Industry 4.0?

Even if workers do not perceive a threat of losing their job due to automation, most still expect some changes in the nature of their job and the skills required for it.About 50 per cent of workers surveyed across all sectors believe that automation will give them an opportunity to develop their skills. This is particularly true among respondents with higher levels of education: 57 per cent of those with a university degree hold this view, compared to just 41 per cent of those surveyed with lower educational attainments.

When asked about the expected impact of automation on the nature of their skills, more than 35 per cent of respondents do not think that it will make their current skills outdated, whilst 28 per cent believe that it will. This divergence of opinions may be explained partly by different expectations across occupations.For instance, in the survey results, workers in elementary occupations (e.g. manufacturing labourers, agricultural labourers, etc.11) show a greater tendency to believe that technology will reduce their job opportunities, whereas workers in other occupations tend to disagree with this statement (figure 4).

The expectation among workers that some of their skills may be outdated by technology could influence both the self-perception of their level of preparedness and their motivation to engage in training activiti…

Related contents:

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