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SWIFT Chief Announces Trial DLT Integration With R3

SWIFT Chief Announces Trial DLT Integration With R3 https://www.pivot.one/share/post/5c83bf5d595ce76ef664ab37?uid=5bd49f297d5fe7538e6111b6&invite_code=JTOJYV

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How Huawei’s Foldable Mate X Can Be Apple’s Nightmare In China

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Meet The Taiwanese Tech Giant That’s Due To Make The Next iPad Mini

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Bubbles of Love — The Lonely Author

I would like to dedicate this to my muse, if I had one, but I don’t. So, I won’t. (Wink Wink) bubbles of love Soaking in an effervescent tubof your warm poetrytiny inspirationsburst all around meSparkling suds of passioncleanse my soulof the unsightly stainsof dirty loversand tainted memories For you are the nymphetof my passionsa […]

via bubbles of love — The Lonely Author

Big Milestone: Bitcoin on Track to Transfer More Value Than Mastercard Daily – Joseph Young

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With a daily transaction volume of over $8 billion, Bitcoin (BTC) is on track to overtake Mastercard, the second largest credit card network in the world, in volume.

On October 30, Mastercard released its financial results of the third quarter of 2018. Year-to-date, the credit card company has processed around $4.4 trillion. On a daily basis, Mastercard has settled nearly $12 billion per day.

Bitcoin, the most valuable cryptocurrency in the global market, has been processing just over $8 billion every day. According to a chart published by Trustnodes, BTC has been able to clear 272,000 transactions per day valued at $8.14 billion.

Inaccurate Comparison?

Mastercard and other credit card networks like Visa primarily handle payments made to merchants in both online and offline ecosystems. Hence, comparing the entire transaction volume of BTC to Mastercard’s volume can be considered as inaccurate.

A more accurate comparison of Bitcoin’s volume would be against the volume of the offshore banking sector as both target individual and institutional investors that process large cross-border payments.

Simply put, the $8 billion daily volume of BTC is a combination of exchange transfers, cross-border payments, and merchant transactions, while Mastercard only represents the transfer of cash to and from merchants.

However, as a minor currency with a total market capitalization of less than $100 billion, nearing the volume of a leading credit card network is a major milestone for Bitcoin.

Previously, the volume of top cryptocurrencies was often compared with remittance outlets like Western Union as Visa, Mastercard, and large-scale financial institutions were out of reach.

The data shows that currently, cryptocurrencies are mainly used as a store of value and as a means to transfer large sums of money. In fact, large cross-border payments rremainas the only advantageous feature of cryptocurrencies over legacy systems in terms of efficiency and practicality.

Earlier this week, Binance, the world’s largest cryptocurrency exchange, sent $600 million with a $7 fee. To send a $1 million through a bank in an international wire transfer, it could cost institutions nearly $10,000 in fees. To send $600 million, a rigorous verification phase, approval period, and significant paperwork is required.

Merchant Adoption Will Materialize

Eventually, as cryptocurrencies like Bitcoin become adopted as a legitimate alternative to fiat currencies, more merchants will adopt the digital asset. Then, it would be possible to compare merchant transactions through crypto with the volume of major credit card networks.

In late 2017, the awareness of cryptocurrencies increased exponentially as BTC achieved an all-time high at around $19,500. Still, merchant adoption remains relatively low and it is difficult to utilize cryptocurrencies at offline shops.

In the long-term, strictly regulated organizations like Bakkt that are supported by leading financial institutions in the likes of ICE, Microsoft, and Starbucks could drastically improve merchant adoption by providing an easy method for merchants to deal with cryptocurrency payments with sufficient liquidity.

In consideration of the fact that the total volume of Mastercard addresses the volume of every local currency the credit card network supports and the comparison between BTC and Mastercard only takes the volume of BTC into account, BTC nearing the volume of Mastercard is still an important achievement for the asset class.

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Fortune Is The Latest Big Media Brand Sold To A Wealthy Businessman – Jill Goldsmith

 

 

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Meredith’s unloading of storied Fortune magazine to a Thai businessman is the latest in a string of personal private investments in major media publications by assorted billionaires, and one of the biggest ever to a foreign investor.  Chatchaval Jiaravanon, a Bangkok-based tycoon with an undergraduate business degree from the University of Southern California, is buying Fortune for $150 million in cash.Who is he?Meredith, the Des Moines-based publisher, described Jiaravanon as “at the helm” of a head-spinning portfolio of public companies — including board positions at True Corporation, Ticon Industrial Connection………….

Read more: https://www.forbes.com/sites/jillgoldsmith/2018/11/09/fortune-magazine-sold-to-thai-businessman-for-150m-cash/#339698852978

 

 

 

 

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The Best Way to Fill Your Kindle, iPad, or Tablet Without Overspending – Rick Ardman

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You’re the proud new owner of a tablet or ereader! You’ve probably already made your reading list for the new year, and now your task is to download new ebooks to your device. Before you pay full-price for those books, you should know about the new site that savvy readers are practically obsessed with: BookBub. BookBub has quickly emerged as the best way for readers to find deals on bestselling ebooks. The free daily email alerts readers to free and deeply discounted ebooks in their favorite categories, helping millions of readers find high quality books at bargain basement prices………

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How Kara Swisher Is Holding Tech Titans Accountable – Moira Forbes

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“You don’t get a medal for not doing a good job,” says Recode’s executive editor, Kara Swisher. Known as much for her brutal honesty as she is for breaking big news, Swisher is outspoken in her ongoing scrutiny of Silicon Valley, adamant that leaders there could and should be doing better when it comes to moving the needle on diversity, on and off their platforms. “They have a quantum amount of money, a huge amount of power and impact and influence. If you want to live in those worlds, you have to take responsibility,” says Swisher……..

Read more: https://www.forbes.com/sites/moiraforbes/2018/11/08/how-kara-swisher-is-holding-tech-titans-accountable/#26cf3eb64583

 

 

 

 

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Business Does Not Need the Humanities But Humans Do – Gianpiero Petriglieri

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Sometimes a simple story is all it takes to capture complex issues, or so it seems. Take this one. A few years ago, Facebook CEO Mark Zuckerberg lost a game of Scrabble to a friend’s teenage daughter. “Before they played a second game, he wrote a simple computer program that would look up his letters in the dictionary so that he could choose from all possible words,” wrote New Yorker reporter Evan Osnos. As the girl told it to Osnos, “During the game in which I was playing the program, everyone around us was taking sides: Team Human and Team Machine………..

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