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Whether it’s taking fruit to work (and to the bedroom!), being polite to rude strangers or taking up skinny-dipping, here’s a century of ways to make life better, with little effort involved …
1 Exercise on a Monday night (nothing fun happens on a Monday night).
2 On the fence about a purchase? Wait 72 hours before you buy it.
3 Tip: the quickest supermarket queue is always behind the fullest trolley (greeting, paying and packing take longer than you think).
4 Bring fruit to work. Bring fruit to bed!
5 Consider going down to four days a week. It’s likely a disproportionate amount of your fifth day’s work is taxed anyway, so you’ll lose way less than a fifth of your take-home pay.
6 Everyone has an emotional blind spot when they fight. Work out what yours is, and remember it.
7 Plant spring bulbs, even if they’re just in a pot.
8 Send a voice note instead of a text; they sound like personal mini podcasts.
9 Keep a bird feeder by a window, ideally the kitchen. It’ll pass the time when you’re washing up.
10 Always bring ice to house parties (there’s never enough).
11 Get the lighting right: turn off the overhead one, turn on lots of lamps (but turn off when you leave the room).
12 Sharpen your knives.
13 Feeling sluggish at work? Try the Pomodoro technique: 25 minutes on, five-minute break, and repeat.
14 Buy a cheap blender and use it to finely chop onions (it saves on time and tears).
15 Keep your children’s drawings and paintings. Put the best ones in frames.
16 Set aside 10 minutes a day to do something you really enjoy – be it reading a book or playing Halo.
17 Don’t be weird about how to stack the dishwasher.
18 Reuse all plastic bags – even bread bags. Much of the packaging you can’t reuse can be taken to larger branches of supermarkets for recycling.
19 Take a photo of the tag you are given when leaving your coat in a cloakroom.
20 Can’t sleep? Try a relaxing soak with lavender bath oil before bed.
21 Add the milk at least one minute after the tea has brewed.
22 Laugh shamelessly at your own jokes.
23 It might sound obvious, but a pint of water before bed after a big night avoids a clanger of a hanger.
24 Start a Saturday morning with some classical music – it sets the tone for a calm weekend.
25 Look closely.
26 Set time limits for your apps. Just go to the settings on your smartphone and add a limit – for example, if you have an iPhone turn on Screen Time.
27 If possible, take the stairs.
28 Always be willing to miss the next train.
29 Eat meat once a week, max. Ideally less.
30 Be polite to rude strangers – it’s oddly thrilling.
31 Ask questions, and listen to the answers.
32 Connect with nature: stand outside barefoot for a few minutes – even when it’s cold.
33 Join your local library – and use it. Find yours here.
34 Go for a walk without your phone.
35 Eat salted butter (life’s too short for unsalted).
36 Stretch in the morning. And maybe in the evening.
37 If you’re going less than a mile, walk or cycle. About half of car journeys are under two miles, yet these create more pollution than longer journeys as the engine isn’t warmed up yet.
38 Sleep with your phone in a different room (and buy an alarm clock).
39 Send postcards from your holidays. Send them even if you’re not on holiday.
40 Instead of buying new shoes, get old ones resoled and buy new laces.
41 Buy a plant. Think you’ll kill it? Buy a fake one.
42 Don’t have Twitter on your phone.
43 If you find an item of clothing you love and are certain you will wear for ever, buy three.
44 Try taking a cold shower (30 seconds to two minutes) before your hot one. It’s good for your health – both physical and mental.
54 Always bring something – wine, flowers – to a dinner/birthday party, even if they say not to.
55 Learn the names of 10 trees.
56 Call an old friend out of the blue.
57 Every so often, search your email for the word “unsubscribe” and then use it on as many as you can.
58 Buy a newspaper. (Ideally this one.)
59 Always have dessert.
60 Drop your shoulders.
61 Make something from scratch. Works best if it’s something you’d normally buy, such as a dress or a bag.
62 Go to bed earlier – but don’t take your phone with you.
63 Volunteer. Go to gov.uk/government/get-involved for ideas.
64 Dry your cutlery with a cloth (it keeps it shiny).
65 Instead of buying a morning coffee, set up a daily transfer of £2 from a current into a savings account and forget about it. Use it to treat yourself to something different later.
66 Don’t save things for “best”. Wear them – enjoy them.
67 Sing!
68 Think about your posture: don’t slouch, and don’t cross your legs.
69 Hang your clothes up. Ideally on non-wire hangers (it’s better for them).
70 Skinny-dip with friends.
71 Switch your phone off on holiday (or at least delete your work email app).
72 Always use freshly ground pepper.
73 Thank a teacher who changed your life.
74 Respect your youngers.
75 Keep your keys in the same place.
76 Ditch the plastic cartons and find a milkman – The Modern Milkman has a comprehensive list.
77 Rent rather than buy a suit/dress for that forthcoming wedding (even if it’s your own).
78 Always book an extra day off after a holiday.
79 Ignore the algorithm – listen to music outside your usual taste.
80 Mute or leave a WhatsApp group chat.
81 Learn a TikTok dance (but don’t post it on TikTok).
82 Cook something you’ve never attempted before.
83 Join a local litter-picking group.
84 Handwash that thing you’ve never cleaned.
85 Don’t get a pet/do get a pet.
86 Nap.
87 Learn how to breathe deeply: in through the nose, out through the mouth, making the exhale longer than the inhale.
88 Buy a bike and use it. Learn how to fix it, too.
89 Politely decline invitations if you don’t want to go.
90 If you do go, have an exit strategy (can we recommend a French exit, where you slip out unseen).
91 If in doubt, add cheese.
92 Don’t look at your phone at dinner.
93 Do that one thing you’ve been putting off.
94 Give compliments widely and freely.
95 Set up an affordable standing order to a charity. RNLI and Greenpeace spring to mind …
96 Keep a book in your bag to avoid the temptation to doomscroll.
97 Listen to the albums you loved as a teenager.
98 Make a friend from a different generation.
99 Staying over at a friend’s place? Strip the bed in the morning.
100 For instant cheer, wear yellow.
This article was inspired by a similar exercise in Weekend magazine in January 2000. See the original list at theguardian.com/100-tips-from-2000
Imagine if NASA’s Mars Perseverance rover—now on its way to the red planet—discovered microbial life there.It would change everything we know about life in the Solar System and far beyond.Or would it? What if we accidentally transported life to Mars on a spacecraft? And what if that is how life moves around the Universe?
A new paper published this week in Frontiers in Microbiology explores the possibility that microbes and extremophiles may migrate between planets and distribute life around the Universe—and that includes on spacecraft sent from Earth to Mars.This is the controversial theory of “panspermia.”
What is ‘panspermia?’
It’s an untested, unproven and rather wild theory regarding the interplanetary transfer of life. It theorizes that microscopic life-forms, such as bacteria, can be transported through space and land on another planet. Thus sparking life elsewhere. It could happen by accident—such as on spacecraft—via comets and asteroids in the Solar System, and perhaps even between star systems on interstellar objects like ʻOumuamua.
However, for “panspermia” to have any credence requires proof that bacteria could survive a long journey through the vacuum, temperature fluctuations, and intense UV radiation in outer space.Cue the “Tanpopo” project.
What is the ‘Tanpopo’ mission?
Tanpopo—dandelion in English—is a scientific experiment to see if bacteria can survive in the extremes of outer space. The researchers from Tokyo University—in conjunction with Japanese national space agency JAXA—wanted to see if the bacteria deinococcus could survive in space, so had it placed in exposure panels on the outside of the International Space Station (ISS). It’s known as being resistant to radiation.
Dried samples of different thicknesses were exposed to space environment for one, two, or three years and then tested to see if any survived. They did, largely by a layer of dead bacteria protecting a colony beneath it. The researchers estimate that a colony of 1 mm of diameter could potentially survive up to 8 years in outer space conditions.
What does this mean for ‘panspermia?’
“The results suggest that deinococcus could survive during the travel from Earth to Mars and vice versa, which is several months or years in the shortest orbit,” said Akihiko Yamagishi, a Professor at Tokyo University of Pharmacy and Life Sciences and principal investigator of Tanpopo.
That means spacecraft visiting Mars could theoretically carry microorganisms and potentially contaminate its surface. However, this isn’t just about Earth and Mars—the ramifications of panspermia, if proven, are far-reaching. “The origin of life on Earth is the biggest mystery of human beings (and) scientists can have totally different points of view on the matter,” said Dr. Yamagishi.
“Some think that life is very rare and happened only once in the Universe, while others think that life can happen on every suitable planet.” “If panspermia is possible, life must exist much more often than we previously thought.”
What is ‘lithopanspermia?’
This is bacteria surviving in space for a long period when shielded by rock—typically an asteroid or a comet—which could travel between planets, potentially spreading bacteria and biologically-rich matter around the Solar System. However, the theory of panspermia goes even further than that.
What is ‘interstellar panspermia’ and ‘galactic panspermia?’
This is the hypothesis—and it’s one with zero evidence—that life exists throughout the galaxy and/or Universe specifically because bacteria and microorganisms are spread around by asteroids, comets, space dust and possibly even interstellar spacecraft from alien civilizations.
In 2018 a paper concluded that the likelihood of Galactic panspermia is strongly dependent upon the survival lifetime of the organisms as well as the velocity of the comet or asteroid—positing that the entire Milky Way could potentially be exchanging biotic components across vast distances.
Such theories have gained credence in the last few years with the discovery of two extrasolar objects Oumuamua and Borisov passing through our Solar System.However, while the ramifications are mind-boggling, panspermia is definitely not a proven scientific process. There are still many unanswered questions about how the space-surviving microbes could physically transfer from one celestial body to another.
How will Perseverance look for life on Mars?
NASA’s Perseverance rover is due to land on the red planet on February 18, 2021. It will land in a nearly four billion-year-old river delta in Mars’ 28 miles/45 kilometers-wide Jezero Crater.
It’s thought likely that Jezero Crater was home to a lake as large as Lake Tahoe more than 3.5 billion years ago. Ancient rivers there could have carried organic molecules and possibly even microorganisms.
Perseverance’s mission will be to analyze rock and sediment samples to see if Mars may have had conditions for microorganisms to thrive. It will drill a few centimeters into Mars and take core samples, then put the most promising into containers. It will then leave them on the Martian surface to be later collected by a human mission in the early 2030s.
Twenty-two kilometers of salt water separates the island of Jersey from France. But it didn’t used to. Photo by Mauritius images GmbH/Alamy Stock Photo
It wasn’t long after Henry David Inglis arrived on the island of Jersey, just northwest of France, that he heard the old story. Locals eagerly told the 19th-century Scottish travel writer how, in a bygone age, their island was much more substantial, and that folks used to walk to the French coast. The only hurdle to their journey was a river—one easily crossed using a short bridge.
“Pah!” Inglis presumably scoffed as he looked out across 22 kilometers of shimmering blue sea—because he went on to write in his 1832 book about the region that this was “an assertion too ridiculous to merit examination.” Another writer, Jean Poingdestre, around 150 years earlier, had been similarly unmoved by the tale. No one could have trod from Jersey to Normandy, he withered, “vnlesse it were before the Flood,” referring to the Old Testament cataclysm.
Yet, there had been a flood. A big one. Between roughly 15,000 and 5,000 years ago, massive flooding caused by melting glaciers raised sea levels around Europe. That flooding is what eventually turned Jersey into an island. Rather than being a ridiculous claim not worthy of examination, perhaps the old story was true—a whisper from ancestors who really did walk through now-vanished lands. A whisper that has echoed across millennia.
That’s exactly what geologist Patrick Nunn and historian Margaret Cook at the University of the Sunshine Coast in Australia have proposed in a recent paper. In their work, the pair describe colorful legends from northern Europe and Australia that depict rising waters, peninsulas becoming islands, and receding coastlines during that period of deglaciation thousands of years ago. Some of these stories, the researchers say, capture historical sea level rise that actually happened—often several thousand years ago.
For scholars of oral history, that makes them geomyths. “The first time I read an Aboriginal story from Australia that seemed to recall the rise of sea levels after the last ice age, I thought, No, I don’t think this is correct,” says Nunn. “But then I read another story that recalled the same thing.”
Nunn has since gathered 32 groups of stories from Indigenous communities around the coast of Australia—a continent nearly as large as Europe—that seem to refer to geological changes along shorelines. Take the legend of Garnguur, told by the Lardil people, also known as Kunhanaamendaa, in the Wellesley Islands, off northern Australia. It describes a seagull woman, Garnguur, who cut the islands off from the mainland by dragging a giant raft, or walpa, back and forth across a peninsula.
In some versions of the story, this is punishment for her brother, Crane, who failed to look after her child when asked. Nunn and Cook argue that the narrative can be taken as a memory of how, no more than 10,000 years ago, melting glaciers caused the Wellesley Islands to be cut off from the mainland. Interestingly, there is a large underwater trench between two of the Wellesley Islands—perhaps a feature of the seabed that prompted the image of Garnguur plowing her raft into the earth, the researchers suggest in their paper.
Separately, other Indigenous groups in South Australia, such as the Ngarrindjeri and Ramindjeri, tell of a period when Kangaroo Island was once connected to the mainland. Some say it got cut off by a big storm, while others describe a line of partially submerged boulders that once allowed people to cross to the island.
For Jo Brendryen, a paleoclimatologist at the University of Bergen in Norway who has studied the effects of deglaciation in Europe following the end of the last ice age, the idea that traditional oral histories preserve real accounts of sea level rise is perfectly plausible.
During the last ice age, he says, the sudden melting of ice sheets induced catastrophic events known as meltwater pulses, which caused sudden and extreme sea level rise. Along some coastlines in Europe, the ocean may have risen as much as 10 meters in just 200 years. At such a pace, it would have been noticeable to people across just a few human generations.
“These stories are anecdotes, but enough anecdotes makes for data,” Brendryen explains. “By systematically collecting these kinds of memories or stories, I think you can learn something.” Beyond capturing historical events, geomyths offer a glimpse into the inner lives of those who were there, says Tim Burbery, an expert on geomyths at Marshall University in West Virginia, who was not involved in the research: “These are stories based in trauma, based in catastrophe.”
That, he suggests, is why it may have made sense for successive generations to pass on tales of geological upheaval. Ancient societies may have sought to broadcast their warning: beware, these things can happen! “They would mythologize it,” Burbery adds. “They would use the language of legend, and within that there could be some real data.”
Today, many people report a sense of eco-anxiety because of climate change and its effects, including sea level rise. Nunn points out that our contemporary situation differs in some ways from ancient predicaments—there are many more humans on the planet and huge, densely populated coastal cities, for example. And unlike historical periods of deglaciation, we are today both the agents and victims of rapid environmental change.
But vulnerability to climatic shifts allows us to feel an affinity toward our forebears. And the old stories still have things to teach us. As Nunn says, “the fact that our ancestors have survived those periods gives us hope that we can survive this.”
The Earth’s climate has been quite stable over the past 11,000 years, playing an important role in the development of human civilisation. Prior to that, the Earth experienced an ice age lasting for tens of thousands of years. The past million years of the Earth’s history has been characterised by a series of ice ages broken up by relatively short periods of warmer temperatures.
These ice ages are triggered and ended by slow changes in the Earth’s orbit. But changing atmospheric concentrations of CO2 also plays a key role in driving both cooling during the onset of ice ages and warming at their end. The global average temperature was around 4C cooler during the last ice age than it is today. There is a real risk that, if emissions continue to rise, the world warms more this century than it did between the middle of the last ice age 20,000 years ago and today.
In this explainer, Carbon Brief explores how the last ice age provides strong evidence of the role CO2 plays as a “control knob” for the Earth’s climate. It also acts as a cautionary tale of how the climate can experience large changes from relatively small outside “forcings”.
Milankovitch cycles
The Earth has experienced a number of periods over the past million years in which large continental ice sheets have covered much of the northern hemisphere. These ice ages are associated with a large drop in global temperatures – 4C or more below today’s levels – with much larger changes over land and in the high latitudes.
These ice ages are punctuated by “interglacial” periods where temperatures rise to around current levels. The most recent ice age occurred between 120,000 and 11,500 years ago, while the current interglacial period – the Holocene – is expected to last for additional tens of thousands of years (and human activity may inadvertently delay the start of the next ice age even further).
Ice-age cycles are primarily driven by periodic changes in the Earth’s orbit. Three distinct orbital cycles – called Milankovitch cycles after their discoverer, Serbian scientist Dr Milutin Milankovitch – interact to change the distribution of incoming solar energy in ways that can dramatically affect the Earth’s climate.
These include:
Precession – a 26,000-year shift in the orientation of Earth’s axis of rotation that affects how much summer sun is received at high latitudes (and shifting how much reaches the north vs south).
Obliquity – a 41,000-year change in the tilt of the Earth’s axis relative to the sun that changes how much sun is received during a year at the poles versus the equator.
Eccentricity – a 100,000-400,000 change in the shape of the Earth’s orbit around the sun that alters the length of the seasons and affects the importance of precession.
These three cycles overlap in different ways over time given their different periods, which means that ice ages do not always have the same duration. None of these cycles substantially changes the total amount of energy reaching the Earth from the sun; rather, they mostly act to change the distribution of the sun’s energy across the surface of the Earth.
When these cycles cause the northern latitudes to get less sun in the summer, it allows ice sheets to begin to expand. These ice sheets in turn reflect more incoming sunlight back to space, resulting in a “positive feedback” that drives additional regional cooling.
The northern latitudes matter much more than the southern latitudes – at least over the past few million years – as it contains more land area (which can more easily become ice-covered than the oceans) and because the Antarctic has remained covered in ice…..To be continued
Mel H. Abraham, the host of The Affluent Entrepreneur Show, often hears clients tell him, “I’m having some money issues because …” What follows “because” could be any number of reasons, but in Abraham’s book, money issues are often a symptom and not the actual problem. “The fact is your current financial situation is a result of your past decisions,” he explains.
So, when his clients take a moment to honestly examine their decisions and habits surrounding money, he often sees some of the seeds of where they are today — things like how much they did or didn’t save, what they typically spend their money on, and whether their relationship with money is toxic.
The reality, says Abraham, is that we are often conditioned to have limiting beliefs about money from a very young age. Money is not something we talk about or are taught about in school. And unless you intentionally seek to learn about money, your primary source of learning is observation. “The question, though, is: Who are you observing?” Abraham asks.
Most of our money education comes from our surroundings, aka parents, friends, and neighbors, as well as conversations we’ve overheard or what the media has told us. “Were they the best source of financial information and financial education?”
Based on these observations, we unconsciously create beliefs about money, and these beliefs form what Abraham refers to as our “money identity.” That identity could spur from things as simple as hearing a parent say, “We can’t afford that,” which could lead you to start believing that money is scarce and that you need to be afraid of spending any money at all.
You could have grown up hearing that “people who have money are greedy,” which might make you not want to work as diligently, or that “money is not important,” which can lead to brushing off the financial side of your life.
As you get older, these limiting beliefs can intensify. And Thomas Creel, the founder and owner of Creel Financial LLC, says these common toxic money thoughts can lead to everything from preventing you from asking for a raise you deserve to overspending, putting off saving for retirement, or staying in debt. He shares the following as examples of limited money beliefs:
• “I’ll never be good with money, so why even try?”
• “My friends seem to be doing well with money; something must be wrong with me.”
• “As long as I can pay my bills every month, I can spend the rest on having fun.”
• “Life is too short; I’ll worry about retirement when I get older.”
• “Only going out with my friends and spending money is when we have fun.”
• “My friends wouldn’t want to hang out with me if we did something for free.”
• “My parents never talked about money, so I guess I won’t talk about it either.”
• “If I lose all my money, then my parents will just give me more.”
• “Money is the cause of all the world’s problems; therefore, I never want to be wealthy.”
When it comes to money conversations, Dr. Elizabeth Dunn, the chief science officer for Happy Money, sees many parallels to the evolving conversation about mental health. “In the past, there was more of a stigma that kept many from sharing openly about their mental health struggles,” she says.
“Thankfully, that is changing, but when it comes to conversations about debt, income, and other money topics, it seems that we are still very reluctant to discuss our finances.” Getting in tune with your financial beliefs is one of the very best ways to start repairing your relationship with money.
Here are some expert-backed ways to begin repairing your relationship with money:
View money as just a tool
Creel likes to look at money as a tool in the same way that you would view a hammer as a tool. “You can either use the hammer to build a useful shelf for your home, or you could use the hammer to break things. It’s the same thing with money,” he explains. And just like how you have to learn how to swing a hammer, you have to learn how to use money to build the life you want.
Let go of the belief that “money is complicated or confusing”
“This often leads to not trying to learn about money because you believe it is beyond you — which it isn’t,” says Abraham. But if you don’t do anything to increase your understanding of money, you cannot feel better about your relationship with money. “All money skills are learnable, but without effort, we can fall into complacency, and complacency with money, which is the first step toward crisis,” Abraham explains.
Creel says it’s likely that you weren’t ever formally taught how to handle your money, and this is probably the reason you aren’t managing it correctly. “No one is taught how to use their money, and that’s what gets us into trouble,” he explains. “So, give yourself grace and know that wherever you’re at in your journey with money, there’s always something you can do to get better with it and improve your situation.”
Challenge your upbringing
Creel asks clients to take inventory of their childhood perceptions of money and question any limiting beliefs that they may have formed about it. “Ask yourself, ‘When it came to how my parents handled money, what did I learn from them?’ Talk with close friends and see what answers come up,” he says. This will likely bring up some common themes, like “money is hard to save” or “only people with X type of job have the ability to have a lot of money.” Next, ask yourself, “Am I sure that these beliefs are true?” “What are some other possible outcomes that could be true?” asks Creel.
Create some positive money affirmations
Come up with several empowering affirmations that you can say to yourself every morning that can help change your thoughts around money. Creel suggests the following:
• “I am capable of overcoming any money obstacles that stand in my way.”
• “I’m not poor; I’m just low in wealth right now. That is changing.”
• “I can conquer my money goals.”
Realize that your money situation can change
You might be strapped for cash at the moment, but a new job, a period of diligent saving, or a raise could change all of that, and quickly. “Remembering that much of what feels overwhelming in life, and with finances, is temporary is a good first step to overcoming anxiety when managing your finances,” explains Lauren Anastasio, a certified financial planner at SoFi. Try to shift your mindset and remind yourself that debt doesn’t have to last forever. “Keep your eyes on the light at the end of the tunnel,” Anastasio says.
Find a budget buddy
Understanding that the emotions you are going through are very real, and most likely have been felt by people you know, can be a comfort. “Talking to your partner, a close friend, or family member about what is going on may help you let go of guilt, shame, and financial anxiety,” says Anastasio.
Your budget buddy can be your cheerleader when you need it and motivate you whenever you get frustrated or discouraged. “Whether this person is a financial professional or a trusted friend whose financial choices you admire, he or she can also offer tips to help you be savvier with your money,” Anastasio adds.
Don’t compare yourself to others
Nobody is perfect, and comparison, says Anastasio, is the thief of joy. “It can be difficult to avoid making assumptions about how others are faring financially based on our social-media intake, but just because a friend is posting about their exotic vacations or a neighbor seems to be doing one luxury home renovation after another does not mean they’re experiencing success while you’re not,” she says.
Find the joy
While making money technically involves work, it doesn’t have to be a miserable, nonstop hustle. “Part of healing our relationship to money is not only believing that we are capable of making it, but believing that pursuing money and pursuing happiness, balance, and peace are by no means mutually exclusive. In fact, they’re mutually constitutive,” says Rachel Rodgers, the author of We Should All Be Millionaires and the CEO of Hello Seven.
While it’s true that “money can’t always buy you happiness,” it can definitely fund things like travel, new classes, and other passions you may have, enriching your life, and it can ease stress and increase your freedom. So, as you work through your limiting beliefs and grow throughout your financial journey, Rodgers says to remember to have fun and enjoy yourself along the way.
Tune in to your spending emotions
“Track what you spend and how it makes you feel so you can decide what’s worth it to you and what’s not,” suggests Dunn. Pay attention to how purchases affect your mood in order to identify what Dunn refers to as your “happy and sad spends.” By understanding how your money choices impact your mental and emotional well-being, you can start to shift your spending toward what makes you truly happy — such as paying down debt, savoring a treat, investing in an experience, or helping another person. “This mindfulness approach will help you get even more joy from your happy spends,” Dunn says.
Focus on your goals, not the dollars
When it comes to priorities, money can help you get there but shouldn’t be your primary focus. Robin Saks Frankel, a personal finance expert at Forbes Advisor, says it’s important to take time to evaluate what your goals are, not just with money but also with your life as a whole. “If you want to have a partner and children, for example, or you want to make a career change, those goals cannot be attained or measured by how much money you do or don’t have in the bank,” she says.
Nicole is a freelance writer published in The New York Times, AARP, Woman’s Day, Parade, Men’s Journal, Wired, Emmy Magazine, and more. Keep up with her adventures on Twitter at @nicolepajer.
Wray, L. Randall (2012). Modern money theory: a primer on macroeconomics for sovereign monetary systems. Houndmills, Basingstoke, Hampshire: Palgrave Macmillan. pp. 45–50. ISBN978-0230368897.
Mises, Ludwig von. The Theory of Money and Credit, (Indianapolis, IN: Liberty Fund, Inc., 1981), trans. H. E. Batson. Ch.3 Part One: The Nature of Money, Chapter 3: The Various Kinds of Money, Section 3: Commodity Money, Credit Money, and Fiat Money, Paragraph 25.
Black, Henry Campbell (1910). A Law Dictionary Containing Definitions Of The Terms And Phrases Of American And English Jurisprudence, Ancient And Modern, p. 494. West Publishing Co. Black’s Law Dictionary defines the word “fiat” to mean “a short order or warrant of a Judge or magistrate directing some act to be done; an authority issuing from some competent source for the doing of some legal act”
Tom Bethell (1980-02-04). “Crazy as a Gold Bug”. New York. 13 (5). New York Media. p. 34. Retrieved July-18-09
The Bank Credit Analysis Handbook: A Guide for Analysts, Bankers, and Investors by Jonathan Golin. Publisher: John Wiley & Sons (August 10, 2001). ISBN0-471-84217-6ISBN978-0-471-84217-0